Financial planning at Sophia is a systematic process that enables an individual or family to clearly plan how current and future financial goals will be met. At Sophia, we consider it a vital tool that will give you the confidence to know that your financial future is secure, even in a climate where job security is no longer the norm and major changes are being made to social programs.
The process involves a step by step analysis taking into account your age, financial circumstances, income needs, marital status, taxation, estate considerations, risk tolerance and investment objectives. If necessary, we bring in tax and legal specialists as required to help ensure every aspect of your finances is reviewed. After this comprehensive review of your current circumstances, and knowing your clearly defined goals, we then formulate the most efficient strategies to get you there. In clear, plain language we set out and explain the best options for you, taking the time to ensure you understand all of the benefits and drawbacks of each strategy. Together we decide on next steps and draft a step by step process on how we will get there. We establish a pre-set meeting schedule to ensure we can monitor and review your progress and make any changes to your plan as life circumstances may change.
Financial Planning For Familes
From purchasing your first home, expecting your first child, or looking ahead and planning your retirement, we at Sophia Financial Group are with you as you transition through the many phases of your life. We will work with you and your family, consistently providing you with the analysis and professional advice that enables you to make wise decisions at each stage.
From life insurance, investments, educational savings plans, retirement savings plans, annuities, and estate planning, we are able to provide sophisticated solutions to meet your family’s ongoing financial planning needs.