Risk Management & Insurance Planning

Sophia Financial knows that risk management and insurance play a crucial role in your comprehensive financial plan. It is a tool that can help you protect your dependents and business interests from financial hardship when tragedy strikes. Through the use of life, disability, long term care, and critical illness insurance, we can transfer the financial risk of uncontrollable events to a third party – the insurance company.

At Sophia, we are life insurance licensed and can use our independent status to review the offerings of all the top life insurance companies and create solutions that provide the best value for our clients. Our insurance planning process includes a thorough assessment to determine whether it is cost-effective to insure the potential risk, and then decide on the best amount and type of coverage to use. We explain your options in clear, easy to understand language so that you have the information you need to make the best decisions to protect your loved ones.