Florida State and County Employees – Florida Retirement System

If you are a Florida state or county employee and part of the Florida Retirement System (FRS),* you have a lot of decisions to make about your retirement funds, making it important to look at all your options before making any decision that can dramatically affect your future retirement. Your funds may very well be your biggest asset in retirement. Fortunately, we understand this and can help you carefully examine all options. We have extensive experience in helping Florida state and county employees, just like you, choose the right course of action in regard to their retirement funds.

Through the years, we have built a specialty in working with Florida state and county employees and have given presentations in numerous state and county offices. We also make it a point to stay on top of legislative changes. As a result, we’re ready to provide you with unbiased, objective advice. By lending you this truly unbiased perspective, we can help you make the best choice for your and your family’s retirement.

From staying in the traditional pension plan, electing to go into the Deferred Retirement Option Program (DROP), or transferring to the Investment Plan, we can work with you to analyze your situation, look at your options, and then move forward to create a personalized plan that’s unique to you and your family. We will also focus on helping you develop sustainable streams of income in retirement with a tax-efficient lens. In addition, we can help advise you on a variety of benefits while you’re still employed as well as post retirement. We are well aware of the variety of 403(b) and 457 plans offered, and can advise on savings and investment strategies while still employed.

While our clients work in a wide variety of state and county offices – we also work with federal, city and other employees in the public sector. We have worked with hundreds of FRS participants including but not limited to the following:

  • Police Department
  • Fire Department
  • Public Schools and Universities
  • Hospital Systems
  • Public Works
  • Judges, State Attorneys, Public Defenders and other court system employees
  • Department of Children and Families

Find out more by scheduling a complimentary consultation with our team.


*FRS does not endorse or sponsor Raymond James advisors.

Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Raymond James financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.