Carolina Fernandez

Carolina Fernandez

Financial Planning Consultant

Carolina is a Miami native with a strong foundation in financial services and a passion for helping clients achieve their goals. She began her career at AllianceBernstein and later at Oppenheimer & Co., where she gained valuable experience in wealth management and comprehensive planning. In 2021, she joined Raymond James where she continues to support clients in aligning their financial objectives with the life they envision.

Carolina earned her Bachelor of Science in Finance from Florida State University and holds Series 7 and Series 66 licenses. In her role as a Financial Planning Consultant, Carolina assists in the creation and analysis of financial plans and is also responsible for insurance planning, investment research and analysis, and client relationship management.

Known for her attention to detail and genuine care, Carolina is passionate about connecting financial goals to meaningful life outcomes. She very much believes in giving back and has been active in organizations including Shake-A-Leg Miami and Relay for Life, whose missions are particularly close to her heart. When not working with clients, Carolina enjoys reading, boating, playing pickleball, traveling, and spending time with her husband, Nicolas, along with friends and family.