We take a comprehensive and personal approach to creating a financial life plan that is attentive to the total needs of each institution and high-net-worth individual we serve. We believe this can best be achieved by following an established and structured process designed to ensure that each important priority and parameter is completely and properly addressed.Discovery
Before our first meeting, we suggest that you take a fresh inventory of your wealth, including where each asset is located and what it is worth. At that meeting, we will begin by exploring many questions to try to capture what matters most to you and fully understand what you want to accomplish with your wealth. We will talk about you, your vision for the future, what worries you and what you are passionate about. Our conversation will also explore your values, key relationships, total assets, and preferred manner of communication, as well as identify the other professional advisors with whom you work. That way, our team can help determine how all the facets of your financial life can work seamlessly together in creating your life plan.Analysis and recommendation
Based on our discussion, the team will analyze your personal and financial information, including liabilities, assess risks and identify potential threats to your financial health. This step may include collaborating with your other professional advisors such as your attorney and CPA. We will present you with a personalized plan that can help address your income and cash flow needs, borrowing requirements, asset protection, retirement planning, wealth transfer, philanthropy and other areas beyond the scope of just investment management. By taking the additional time to carefully review these topics, we hope to make you comfortable with our proposed investment strategies and service providers before implementing your wealth plan.
Implementation After you have approved your wealth plan, we will work closely with you to implement it, bringing an objective approach, and paying special attention to how the various parts of your plan can affect, enhance and integrate with each other. Wherever appropriate, we will suggest seeking additional, in-depth advice on particularly complex issues we have identified, including family dynamics, estate planning, lending, tax planning strategies and more. Whatever approach we decide on, the team will help you keep your investments on track.Reviewing objectives
We believe that ongoing communication is a vital component of our ongoing relationship, and we are committed to keeping abreast of your changing financial needs. Your financial documents provide the foundation for regular meetings, and the team will review your portfolio at your request and whenever you feel that your circumstances have changed. We will then seek to make certain that your assets are positioned according to your evolving needs. As necessary, we will suggest adjustments to your strategy to address changes in your circumstances or your objectives.