Garrett Thrift,

Garrett began his career in the financial services industry in 2006 and has built a reputation for delivering thoughtful, client-focused wealth management ever since. After more than 15 years with Merrill Lynch Wealth Management, he is excited to begin a new chapter in his career, bringing his experience and dedication with clients to Raymond James.

Garrett believes the value he offers to clients goes far beyond investments. He is committed to providing extraordinary service and takes the time to understand each client’s complete financial picture, as well as their life and investment goals. Garrett communicates clearly and frequently with clients, helping to ensure they feel confident and supported at every stage of their financial journey.

Garrett utilizes a comprehensive wealth management approach that encompasses all phases of clients’ financial lives – from asset accumulation and risk management to tax strategies, retirement planning and wealth transfer strategies.

He earned his bachelor’s degree from Salisbury University in Maryland and holds several of the industry’s top professional designations, including the Certified Financial Planner^® certification awarded by the Certified Financial Planner Board of Standards, Inc., the Chartered Retirement Planning Counselor™, CRPC™ designation and the Certified Plan Fiduciary Advisor, CPFA® with expertise in retirement plans. Garrett has been recognized by Forbes with multiple awards, including Forbes Top Next-Generation Wealth Advisors" list in 2023*; “the "Best-In-State Next-Generation Wealth Advisors**" list in 2023; and most recently the "Best-In-State Wealth Advisors***" list in 2021, 2022, 2023, 2024 and 2025. In addition, Garrett’s team has been recognized annually by Forbes “Best-In-State Wealth Management Teams****” in 2023, 2024,2025 and 2026.

Outside of his professional work, Garrett lives in Easton, Maryland, with his wife, Katie, and their three daughters, Kemper, Brooklyn and Scarlett. He is deeply engaged in his community, recently serving as the president of Talbot Lacrosse and coaching several youth girls’ lacrosse teams. Garrett is extremely active at Talbot Country Club and is also a past board member of the Tidewater Rotary Club of Easton. In his spare time, Garrett enjoys family time, the beach, boating, snowboarding and golf. He is also a die-hard Baltimore sports fan.

Chartered Retirement Planning Counselor™ , CRPC, and the CRPC logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.

Awarded at previous firm.

* The Forbes Next-Gen Wealth Advisors rankings, developed by SHOOK Research, is based on an algorithm of qualitative criterion, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered are under 40, have a minimum of four years' experience, and the algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass the highest standards of best practices. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receive a fee in exchange for rankings. The Research Summary (as of August 2023) included: 42,108 nominations for all rankings, based on thresholds, 22,874 invited to complete online survey, 17,996 telephone interviews, 3,859 in-person interviews at advisors’ location, 1,487 virtual interviews and 3,738 individuals considered and 100 individuals won the Next-Gen ranking. This ranking is based upon the period from 3/31/22 to 3/31/23 and was released on 8/8/23. This ranking is not indicative of an advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Compensation provided for using the rating. For more information and complete details on methodology, go to ( Link to Forbes Award website once published)

Awarded at previous firm.

** The Forbes Next-Gen Wealth Advisors Best-In-State rankings, developed by SHOOK Research, is based on an algorithm of qualitative criterion, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered are under 40, have a minimum of four years' experience, and the algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass the highest standards of best practices. Portfolio performance is not a criterion due to varying client objectives and lack of audited data. Neither Forbes nor SHOOK receive a fee in exchange for rankings. The Research Summary (as of August 2023) included: 42,108 nominations for all rankings, based on thresholds, 22,874 invited to complete online survey, 17,996 telephone interviews, 3,859 in-person interviews at advisors’ location, 1,487 virtual interviews and 3,738 individuals considered and 1,464 individuals won the Next-Gen ranking. This ranking is based upon the period from 3/31/22 to 3/31/23 and was released on 8/8/23. This ranking is not indicative of an advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Compensation provided for using the rating. For more information go to https://www.forbes.com/lists/best-in-state-next-gen-advisors/?sh=4bb1a1c15fc3

Awarded at previous firm.

*** The Forbes Best-in-State Wealth Advisors 2025 ranking, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 6/30/2023 to 6/30/2024 and was released on 4/8/2025. Those advisors that are considered have a minimum of seven years of experience, and the algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 48,944 nominations, roughly 9,722 advisors received the award. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Compensation provided for using the rating. Raymond James is not affiliated with Forbes or Shook Research, LLC. Please visit https://www.forbes.com/best-in-state-wealth-advisors/ for more info.

Awarded at previous firm.

**** The 2026 Forbes ranking of America’s Best-In-State Wealth Management Teams, developed by SHOOK Research, is based on an algorithm of qualitative criteria, mostly gained through telephone and in-person due diligence interviews, and quantitative data. This ranking is based upon the period from 3/31/2024 to 3/31/2025 and was released on 01/07/2026. Advisor teams that are considered must have one advisor with a minimum of seven years of experience, have been in existence as a team for at least one year, have at least 5 team members, and have been nominated by their firm. The algorithm weights factors like revenue trends, assets under management, compliance records, industry experience and those that encompass best practices in their practices and approach to working with clients. Portfolio performance is not a criteria due to varying client objectives and lack of audited data. Out of approximately 12,787 team nominations, 6,149 advisor teams received the award based on thresholds. This ranking is not indicative of an advisor's future performance, is not an endorsement, and may not be representative of individual clients' experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Compensation provided for using the rating. Raymond James is not affiliated with Forbes or Shook Research, LLC. Please see https://www.forbes.com/lists/wealth-management-teams-best-in-state for more info.