• Sandy Chambers, CFP®, CPA, PFS

    Relationship Manager

Sandy joined True North Advisors at Raymond James in November 2019. She is part of a team approach to financial planning providing customized services for discerning clients. She concentrates on comprehensive wealth management, investment management, trust, and estate services.

Sandy was with Pinnacle Financial Partners as a Trust Services Advisor. Prior to that she was with Barnett & Company as their Vice President of Operations for a short time. Sandy spent 4 years at Raymond James as a Financial Advisor. She spent 7 years in charge of the Trust Department for FSGBank after organizing the department in 2004. She spent 12 years in the trust department of Pioneer Bank/First American Bank/AmSouth Bank (now Regions Bank). Prior to working in the trust industry, Sandy worked in Public Accounting in the tax departments of PricewaterhouseCoopers in Atlanta and Ernst & Young in Chattanooga, TN.

Sandy holds a CPA certificate in TN & GA. She was conferred the designation of CERTIFIED FINANCIAL PLANNER™ in April 2017. She received her PFS (Personal Financial Specialist), Certified Trust and Financial Advisor (CTFA), and the Accredited Estate Planner designations. Sandy is the Past President of the Estate Planning Council of Chattanooga & the Chattanooga Tax Practitioners. She is a member of the TN Society of Certified Public Accountants and the American Institute of Certified Public Accountants.

Sandy is a native of Atlanta, GA moving to Chattanooga in 1986. She has participated in a number of civic & charitable organizations over the years. She is a Past President of the Kiwanis Club of Chattanooga. She serves as an officer for the Fund of Excellence. Sandy lives in East Brainerd with her husband, Bill Dittus. She enjoys traveling, antiques, and volunteering.