What We Do

Financial planning is a multi-step process that provides the information, guidance and tools to help you reach your goals. Much like the travel agent who gathers information about your desires, time frame and budget and then coordinates a travel package that is right for you, we act in much the same role as your trusted financial advisor.

Depending on your situation, we can develop a plan for one specific area of your financial life or develop a comprehensive plan based on all aspects, including retirement planning, investments, insurance and benefits, estate planning, tax strategies, college funding and more.

Through financial planning we strive to provide the clarity needed to see where you are headed and provide the roadmap to give you the needed direction. Once your journey begins, we will be there along the way with the guidance and expertise to help you navigate the detours of life and reach your destination.

HOW WE DO IT

  • Preparing For The Journey

    Once you make your initial appointment, we'll send you our “Get Acquainted” packet which includes a list of what documents and information we'll need from you. This will help us compile a complete picture of your financial profile.

  • Serving As Your Guide

    Our initial meeting is designed to get to know you personally, help identify your current financial resources and challenges, and find out where you want to go in life. It is a no cost, no obligation meeting that allows us to get to know each other better before you make a decision about securing our services. At the end of this meeting we will provide an estimate of our fee to prepare your financial road map for your approval if we agree to work together.

  • Planning Your Route

    We'll analyze the information you've provided, research options, and develop a sound, objective plan with specific advice and action items designed to help you achieve your goals.

  • Reviewing Your Itinerary

    Once we have prepared your personalized financial plan, we will meet to explain the plan, answer questions and provide assistance on implementing our recommendations.

  • Staying On Course

    We're always available to monitor the progress of your plan, answer questions and help you navigate with unexpected detours along the way. We encourage annual financial planning reviews.

  • Investment Philosophy

    We believe competitive investment returns over time result from the development of a prudent strategy combined with the discipline to adhere to it. To this end we believe successful investing requires the following:

    • Own quality investments – don’t speculate
    • Be broadly diversified across and within asset classes*
    • Hire solid investment firms to buy/sell the specific securities
    • Implement both fundamental and technical investment strategies
    • Be patient and do not let emotions take you off course

    Well-informed judgment must replace intuition and emotion, both of which are too easily misled by short-term investment fads and noise from the media.

    *Diversification and asset allocation do not ensure a profit or protect against a loss.

  • Investment Management Services

    We work closely with you to:

    •  Define your short and long-term financial goals
    • Identify your level of investment risk tolerance
    • Assemble or analyze the portfolio of investments most likely to meet your objectives
    • Monitor portfolio performance and adjust investments when appropriate or necessary
    • Inform you about trends, changes, and strategies that may affect your investments

    Investment products and services are offered on a fee basis or commission basis, depending on the situation, and will be fully explained and agreed to before implementation.

Why Choose Us?

Just as a well-planned itinerary is the basis for a relaxed and enjoyable trip, sound financial advice can bring you confidence for the lifelong financial journey ahead. But before we can make recommendations that make sense for you, we believe it's important to find out just who you are. What are your goals and expectations? Your fears and concerns? What makes you unique, and how might it affect your financial situation?

It's only by learning what's important to you that we can develop the strategies and techniques to guide you toward your goals. At Vision Financial Group, we believe this is the foundation for truly effective financial planning and investment management services.

You're busy. That's a given. We understand what it takes to balance career, family, and community obligations along with the many other activities and responsibilities of today's hectic lifestyles. Many of our clients come to us because, while they have the knowledge and the desire, they simply do not have the time to handle their own financial planning or manage their portfolio. Our advisory services are designed to put a sound, personalized plan into place for you efficiently and effectively...so you can get on with enjoying your life.

Our financial plans offer a high-degree of personalization that matches your investments to your goals and ability to take on risk.