All the services essential for the goals you have in life

We offer a wide range of services to cover every aspect of your financial needs during every stage of your life. You can count on us for financial-related events and eventualities you encounter.

Retirement Planning

Preserving your wealth and maintaining your lifestyle are likely among your highest priorities. We can create a plan for sustainable monthly withdrawals from your investment portfolio designed to make your money last.

401(k)s & Rollovers

If you've changed jobs or are retiring, rolling over your retirement assets to an IRA can be an excellent solution. It is a non-taxable event when done properly – and gives you access to a wide range of investments and the convenience of having consolidated your savings.

In addition to rolling over your 401(k) to an IRA, there are other options:
- Leave the funds in your former employer's plan, if permitted.
- Roll over the assets to your new employer's plan, if one is available and permitted.
- Roll over to an IRA.
- Cash out the account.

Financial Planning

There's more to financial planning than just a portfolio and a retirement strategy. You have many things to plan for now and in the future, so we develop strategies designed to pursue your goals.

Planning for College

If your goals include providing for the future of a child or grandchild, we can help you investigate your many options and develop an education funding strategy.

Long-Term Care Insurance

Long-term care insurance can help you preserve your savings and give you access to a range of care options*. Nearly 4 in 10 people will need long-term care at some point during their lifetimes. Medicare provides only limited coverage and does not cover custodial care, the type older individuals often need.

*Guarantees are based on the claims paying ability of the issuing company. Long Term Care Insurance or Asset Based Long Term Care Insurance Products may not be suitable for all investors.

Investment Planning

We will customize a personal investment strategy based on factors such as your objectives, time horizon and risk tolerance, then evaluate your current holdings and allocate your assets in a diverse variety of sectors and investments designed to increase the likelihood of generating a consistent return over the long term.

Asset allocation does not guarantee a profit nor protect against loss.


Stock signifies ownership in a corporation. Many companies issue stock, also known as equity, to raise money for expansion, upgrades or other initiatives. Generally, investors purchase stock to realize capital gains.


Bonds can play an important role in a well-diversified portfolio. They can provide predictable income and, most important, relative safety of principal.*

* If held to maturity, subject to issuer credit risk. If sold prior to maturity, you will receive the then-current market value, which may be more or less than your initial investment.

Socially Responsible Investing

Today, more and more people want their investment choices to reflect their core social, political or spiritual philosophies. Socially responsible investing, known also as environmental, social and governance investing, describes investment strategies that seek to accommodate your social, environmental and sustainability goals.

Of course, socially concerned investors pursue the same goals as all investors: generating income or capital gains and/or preserving capital for future needs. It's why we apply the same financial analysis to socially responsible investments as we do to others. We can recommend a variety of investment vehicles that can accommodate your personal views as well as your investment objectives.

Sudden Wealth

Sources of sudden money include lawsuit judgments, divorces, business sales, inheritances, retirement packages and stock options. It is certainly exciting to experience sudden money, but with it can come significant financial, tax and emotional issues that, if not properly dealt with, can cause this sudden wealth to disappear as quickly as it came*. We can help you manage your assets and prioritize your spending to help ensure that your newly gained wealth can serve you well over the long term.

*Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.