The Freedom Account is Different
- A comprehensive investment process
You get a systematically diversified mutual fund portfolio selected based on your personal risk tolerance and return objectives. Whether your investment style is conservative or aggressive – or somewhere in between – the Freedom Account can provide a portfolio that suits you. Your advisor will guide you through an evaluation of your expectations regarding risk and return.
- Institutional-quality mutual fund selection
Using forward-looking research, Freedom Account funds are selected by the professionals in Raymond James Asset Management Services Due Diligence. We select and hire managers who we believe have demonstrated the ability to add value through skill. We believe that, when it comes to mutual funds, manager selection and monitoring hold real power.
- Ongoing review of portfolio holdings
It takes time, rapport and industry expertise to monitor portfolios with meaningful detail. Our team evaluates investment managers and consistently tracks personnel movements. Our Due Diligence professionals’ broad perspective of a dynamic environment can free you from constantly monitoring your portfolio.
- Annual rebalancing
Annual rebalancing helps keep your asset allocation in line with your objectives, ensuring that your account matches your original asset allocation target.
- Comprehensive performance reporting
In addition to monthly brokerage statements, you get informative statements that show performance details and progress of your Freedom Account. Expect quarterly performance reports summarizing market activity, contributions and withdrawals from the day you open your account. These reports show your preferred asset allocation and time-weighted portfolio performance data.
With the Freedom Account, there are no traditional commissions. Rather, you pay an annual fee based on a percentage of the assets under management.* Freedom Accounts offer you an extra level of comfort knowing that Raymond James and your financial advisor have a vested interest in your success.
Further information on the funds selected for the Freedom Portfolios is available by prospectus, which can be obtained through your financial advisor. Investors should carefully consider the investment objectives, risks, charges and expenses of the Freedom Portfolios before investing. The prospectus contains this and other information about the funds and should be read carefully before investing.
Investing involves risk and investors may incur a profit or a loss. There is no assurance that any investment strategy will be successful.
In a fee-based account, clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. These internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. These additional considerations, as well as the Freedom fee schedule, are listed more fully in the Client Agreement and the Raymond James & Associate's Wrap Fee Program Brochure, which can be obtained through your financial advisor.