Ryan LuzodCFP®, ChFC® Financial Advisor Associate Vice President, Investments

Ryan Luzod is a Financial Advisor in the Wesley Chapel branch office of Raymond James who has been solving the complex financial needs of retirees, pre-retirees, professionals, business owners and their families since the year 2000. He strives to develop long-term relationships with his clients with the objective of understanding and providing viable solutions for every element of the wealth management equation. As your financial advisor, Ryan takes a comprehensive approach to addressing your financial needs. After getting to know you and to fully understand your investment objectives and your tolerance for risk, Ryan works closely with you to develop a customized financial plan that is designed to meet your long-term financial goals.

Raymond James extensive resources include knowledge in financial planning, estate and tax planning, wealth accumulation, retirement planning, college funding and much more. With the support of the experienced professionals at Raymond James, Ryan works diligently to help you develop both your personal financial plan and a detailed investment plan suited to your needs. Ryan’s planning-based approach is designed to help you meet current financial needs while working toward future financial goals; reduce tax liabilities and successfully address estate issues; get better control of discretionary expenses; and reach your long-term financial goals.

Born in Chicago, IL and raised in Lakeland, FL, Ryan graduated from the University of South Florida Tampa with a Bachelor of Science in Business Administration. He received the CERTIFIED FINANCIAL PLANNER™ designation from the University of South Florida. Prior to joining Raymond James in 2005, Ryan worked for T. Rowe Price & Associates for 5 years. Ryan is a member of the Rotary Club of Wesley Chapel Noon, a member of the North Tampa Bay Chamber of Commerce, and serves as a board member for Trinity School for Children. Ryan and his wife, Darleen have four children, Aidan, Yasmeen, Dylan, and Hudson.

Raymond James is not affiliated with the above organizations and/or charitable causes.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner,  CFP Logo Flame Design and  CFP Logo Plaque Design in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.


Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

© 2023 Raymond James & Associates, Inc., member New York Stock Exchange / SIPC    |   Legal Disclosures   |   Privacy, Security & Account Protection   |   Terms of Use