Accounting expertise for successful lives
Two practice areas 280 combined years of practice
Teresa “Bonnie” Chambers, CPA

Tax Manager


Caring and understanding, Bonnie is a Certified Public Accountant who enjoys working with people and assisting them with their accounting and tax questions and needs. She finds tax management to be an interesting and challenging career and strives to help clients arrive at the most tax-efficient solutions.

Before joining our team in 2004, Bonnie was a tax manager at another local firm, where she managed the firm and the workflow of its projects. She earned a bachelor’s degree in accounting from Rollins College and an MBA from University of Central Florida, graduating summa cum laude from both.

Originally from Tennessee, Bonnie lives in Rockledge, Florida, with her husband, Patrick. They have two children, Sarah and Donald. In her free time, Bonnie enjoys reading, hiking and motorcycle riding. She also enjoyed her time serving as a board member of the Space Coast Volunteers in Medicine.

Bonnie Chambers is not affiliated with Raymond James.

Richard D. Sutter, CPA

Audit Manager


Rich is an audit manager for Whittaker & Cooper, P.A. and serves as team leader and manager for the performance of audits, financial reviews, compilations and other financial reporting. His goal is to provide accurate, high-quality services for our clients.

He has more than 25 years of experience in public accounting, and specializes in the performance of audits and financial reviews of nonpublic companies, not-for-profit organizations, homeowner and condominium owner associations, as well as auto dealerships and continuing care retirement communities. Rich also provides individuals and businesses with income tax planning advice and preparation.

He is a licensed CPA in the State of Florida and is a member of the American Institute of CPAs and the Florida Institute of CPAs. Rich earned a bachelor’s degree from the State University of New York at Albany, and a postgraduate certificate in accounting from Hofstra University.

Originally from Hicksville, New York, Rich lives in Melbourne with his wife and four children. In his free time, he enjoys wood turning and participating in various volunteer projects. He is the president and past treasurer of the Rotary Club of Eau Gallie and treasurer of Hope Lutheran Church.

Richard Sutter is not affiliated with Raymond James.

Jennifer Griffin

Tax manager


Jennifer Griffin, CPA, has a wealth of experience and a broad skill set that she uses in her leadership position as the Tax Director for Whittaker & Cooper CPA’s. In her role as Tax Director, Jennifer oversees our tax department staff to ensure the very best in client outcomes. Passionate about her profession and tenacious in her approach, she provides technical review of tax returns and projects and stays abreast of changes in tax law; often researching tax issues and devising solutions as needed.

A Satellite High School graduate, Jennifer Griffin has a master's degree in accounting, with a tax specialization from the University of Florida. The self-described client advocate also has considerable experience working with business owners on tax planning, cash flow planning and business succession, in addition to extensive knowledge of transactions on behalf of real estate developers and investors.

When she is not in the office, the Satellite Beach native enjoys spending time with her family and going to Walt Disney World. Jennifer Griffin is not affiliated with Raymond James.