Offering a complete suite of BANKING AND LENDING SOLUTIONS


How you borrow and manage cash can be as important to the success of your wealth plan as having the appropriate investment strategy. That’s why we offer you a complete suite of cash management, banking and lending tools that give you the power to take advantage of your unique opportunities.

You can enjoy all the features and convenience of a bank with the personal service of someone you trust and who truly understands you and your financial objectives. 

Choosing the right lending program is as integral a part of the financial planning equation as investing. Raymond James Bank offers several types of loans, each designed to work holistically with your financial plan. They can be used for a variety of objectives, such as growing your business, purchasing a luxury item or taking advantage of other investment opportunities.

Our services include:

Lending services

  • Securities lending*
  • Other lending options

Other banking services

  • Cash “sweep” to brokerage account
  • Rewards program
  • Online account access
  • Check writing
  • Overdraft protection
  • Automatic payment/fund transfer
  • Convenient Cash Management
  • Smart Borrowing Options
  • Increase Your Buying Power
  • Choose the Right Lending Program
All funds held at participating banks in the Bank Deposit Program are insured by the Federal Deposit Insurance Corporation (FDIC) up to $250,000 per depositor, per insured bank, for each account ownership category. Available cash in your Raymond James account is deposited into interest-bearing accounts at up to 12 banks. Raymond James will deposit up to $245,000 ($490,000 for joint accounts of two or more) in each bank on a predetermined bank priority List. Additional information can be found at or by calling 877.ASK.FDIC (877.275.3342).

The four most dangerous words in investing are ‘This time it's different.’
John Templeton