Business:

• Raymond James & Associates, Inc., Houston, TX, Vice President, Financial Advisor- 2005-2020
• Legg Mason, Wood, Walker, Inc., Houston, TX, Financial Advisor- 2000-05
• Merrill Lynch, Houston, TX, Financial Advisor- 1992-2000
• First City National Bank of Houston, Houston, TX/London, England, International Banking- 1974-91

Education:

• Merrill Lynch, School of Advanced Financial Management (CFM)- 1998
• The Southwestern Graduate School of Banking, Southern Methodist University, Dallas, TX- 1986-88
• American Graduate School of International Management, Glendale, AZ (MIM)- 1973
• University of Texas, Austin, TX (BBA /Finance)- 1968-72
• Culver Military Academy, Culver, IN- 1964-68

Professional Registrations/Licenses:

• Securities: Series 7, 63, and 65 (Investment Advisor Representative)
• Insurance: Group 1 - Life, Annuity, Accident, Health and HMO
• Registered: NYSE, FINRA, ASE, NASDAQ OMX PHLX, NASDAQ, Chicago Board of Options

Personal comment:

"It is the patient, diversified and quality-driven investor who will confidently endure volatility in the present for security and success in the future."