A plan crafted just for you
Your financial plan should be as individual as you are. To ensure that we address every important detail and establish a clear course for pursuing your goals, we follow a thorough, structured and time-tested process.
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We begin by getting to know you – to ensure we have a good understanding of your goals, financial situation, investment experience and risk tolerance. We ask about your financial concerns and what you want out of the client-advisor relationship. We collect and analyze the necessary financial data such as your statements or balance sheet, bank accounts, cash positions, outstanding debts, budget analysis, assets outside of investments, insurance policies, tax returns and sources of retirement income, when applicable.
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Once we’ve analyzed the information you’ve shared with us, we customize a plan accordingly. To help develop a more comprehensive plan, this step may also include collaborating with your other professional advisors such as your CPA, attorney and insurance specialist. It helps bring together all the vital elements of your financial picture and ensure that all details are covered. We’ll finalize our recommendations and present them to you, answer your questions, make any necessary adjustments and then outline the actions we need to take to implement your plan.
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When the plan meets with your approval, we begin implementing it by making investments on your behalf. We will execute your customized strategy using the extensive research and resources available to us through Raymond James. We’ll be fully engaged in opening and transferring accounts, reviewing key issues and the handling of all necessary documents and paperwork.
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Once your plan is implemented, we will review the progress of your plan relative to your defined objectives and suggest any changes where needed. We meet periodically to review and rebalance your portfolio, shift reallocations and make tactical moves. We factor in any significant changes in your life, suggesting and making appropriate adjustments as necessary to help ensure that your plan remains true to your needs over time.