Joseph J. Ciaramitaro,

Joe has more than 30 years of experience in the financial services industry and is a Certified Financial Planner^™ practitioner. By being certified by the CFP Board, he has taken the extra step to demonstrate his professionalism by voluntarily submitting to the rigorous CFP^® certification process that includes highly demanding education, examination, experience and ethical requirements as well as continuing education each and every year.

He is not just a numbers guy, but a trusted confidant who helps you with your finances. He shares many of his clients' values – fun, family, friendship – and is like a life coach to them. Like any good coach, he has a persistent, honest approach, focuses on the basics and provides investment information so his clients can be better informed and prepared throughout their lives. The bottom line is that he truly cares about his clients and his primary goal always centers around helping them do better than they could on their own.

Joe moved his practice to Raymond James over 15 years ago because he was impressed with the tenure and loyalty exhibited by other advisors at the firm. Earlier in his life, Joe was a first vice president at Prudential Securities and earned a bachelor's degree in accounting from Michigan State University. Joe grew up in Grosse Pointe Park the youngest of 9 children. He now lives in Farmington Hills with his wife, Elaine. They have 3 children and 1 grandchild. In his free time, Joe enjoys reading, keeping up with the latest in technology, collecting baseball cards, and especially coaching youth baseball, basketball and soccer.