Michael Zepatos,

Michael has expertise in comprehensive financial planning services, with a specialty in portfolio management and retirement planning. Highly empathetic, he enjoys working closely with the families and individuals we serve to develop custom wealth management strategies that address both their short- and long-term needs and goals.

Before joining Raymond James in 2017, Michael was with Wells Fargo Advisors. He previously worked as a connection manager and sales manager at AT&T. His family owns and runs The Arcade Restaurant – Memphis’ Oldest Café – where he previously worked himself and remains very involved.

Michael graduated cum laude from Christian Brothers University, where he earned a Bachelor of Science degree and was named to the dean’s list. He is an alum of Houston High School.

An active member of his community, Michael enjoys staying involved in activities throughout Memphis, including Carnival Memphis. He is on the board for the Grand Krewe of Ptolemy and serves on the TKE Pi-Epsilon Board of Directors as well as the South Main Association board.

Michael is an avid Memphis Grizzlies, Memphis Tigers (Go Tigers Go!!!), and soccer fan and enjoys traveling in his spare time. He is a Memphis native.

Not all financial planners are the same, including when it comes to providing fiduciary services. There are advisors who can consistently operate in a fiduciary capacity, others who only act as a fiduciary when providing certain services, and some who are not allowed to take on fiduciary obligations at all. When you work with an Accredited Investment Fiduciary® (AIF®) designee, however, you can be certain that you are working with an advisor who has the necessary training to follow the standard fiduciary process.

AIF® designees have been certified specifically to follow a fiduciary process with their clients’ best interests at heart. Designees must provide documented industry and educational experience to qualify for the designation, as well as complete AIF® training covering Prudent Practices® for managing fiduciary assets for wealth, nonprofit and retirement clients. After passing the necessary examination, designees showcase their professionalism by committing to follow the AIF® Code of Ethics and Conduct Standards and completing the continuing education requirements to maintain their designation.

How an AIF® designee can help you

An AIF® designee can provide you an array of specialized services. For instance, they can:

To find out more about the AIF® requirements, visit https://www.finra.org/investors/professional-designations/aif.

Raymond James is not affiliated with the above organizations and/or charitable causes.