James Haltiwanger, Jr., AAMS®, CRPC®, AIF®
James is based in the firm's downtown office in Greenville, South Carolina. He has earned his Accredited Asset Management SpecialistSM (AAMS®), Chartered Retirement Planning CounselorSM (CRPC®) and Accredited Investment FiduciarySM (AIF®) designations. Prior to becoming a Financial Advisor, he was a successful entrepreneur and business owner. This background led him to join Raymond James as a Financial Advisor due to the firm's core values of client-first, conservatism, independence, and integrity making it the premier alternative to Wall Street.
By necessity, successful individuals and families have more complex needs that require specific, tailored strategies for investment management and planning, cash management and lending, risk management, and estate and charitable planning.
Through his practice, you have access to the full resources of a multinational financial services firm, supported by a team of specialized professionals who can help provide targeted input regarding your wealth. His practice includes working with individuals approaching or currently in retirement, with investable assets over one million dollars; entrepreneurs and business owners; corporate retirement plans; and foundations.
He is generally hired as a fee-based* advisor to run his client's financial life as if it were a business. He holds a broad knowledge base and brings in additional resources such as the client's tax and legal advisors. This relationship is complemented by exceptional service based on scheduled contact, rapid response to problems, attention to details, and anticipating issues before they become urgent.
James's investment philosophy is simple: "Don't take more risk than necessary to meet one's goals, with emphasis on capital preservation and tax-aware investment strategies." He strives to accomplish this through a comprehensive four step approach: Understand, Design, Implement, and Manage.
In order to provide financial guidance, James believes in a personal relationship with each and every client: he wants to know about your background, family, lifelong goals as well as any short-term objectives, and your areas of interest, whether it is golf or grandchildren. As the relationship grows over time, a distinct partnership develops with a strong level of trust we all want and expect.
Active in the community, James has been involved with the Greenville Rotary, Metropolitan Arts Council, United Ministries, Habitat for Humanity, United Way Young Philanthropists, and his church. A graduate of North Greenville University in Marketing, he received Clemson University's Arthur M. Spiro Award for Excellence in Entrepreneurship when he attended Clemson. He also received the South Carolina Collegiate Entrepreneur Award, was a national runner-up for the North American Collegiate Entrepreneur, and was an award finalist for the InnoVision Technology Awards.
The South Carolina native lives in Greenville with his wife, a university public health professor, and their two young children. They are members of Christ Church Episcopal in Greenville.
Accredited Asset Management SpecialistSM, AAMS®, Chartered Retirement Planning CounselorSM and CRPC® are trademarks or registered service marks of the College for Financial Planning in the United States and/or other countries.
*In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm's Form ADV Part II as well as the client agreement.