As independent professional advisors, we can offer you a personalized financial strategy, not a generic investment program. Your individual portfolio will be based on your unique situation, your attitudes, preferences and goals. It will be designed to account for change, both in the market and in your circumstances, so that it can work with you and for you at every stage of your life.

1. DEFINE

   – First, we review your current situation, from both a personal and financial perspective. Besides analyzing your assets and liabilities, we work to understand your goals, needs, and objectives for the present and the future.

2. PLAN

   – Based on the knowledge gained, we work to clearly identify your short and long term goals. Using these goals as our target, we create an individual plan customized to fit your specific needs.

3. IMPLEMENT

   – Using a variety of investment strategies, ranging from active portfolio management, asset allocation, tax and estate planning, we implement the strategy we agree upon. Maximizing returns while mitigating risks is always a top priority.

4. REVIEW

   – We will review the progress of your plan relative to your defined objectives and suggest any changes where needed.

These words are not often associated with meeting a financial professional. However, at VTS Wealth Management, we feel these terms are synonymous with a satisfying planning experience. We will cover the usual pieces of the puzzle, from assets to debts to goals. Ultimately, we think it is essential to blend all of these elements. Together, we can help you pursue your goals and live your best life.

Can I retire today? What if I work five more years? Will I be able to travel and enjoy retirement? The answers to these and many other questions can be challenging. We can help. With our process and planning tools, together we can help you pursue your best life. Contact us today to find out more.

We at VTS Wealth Management want to assist you in your financial planning journey. We’ve collected some resources below you might find useful and informative.

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  Weekly commentary

  Weekly economic commentary
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  A guide to Investor Access

  Discover the ease and convenience of having online access to your Raymond James accounts.
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  Goal Planning & Monitoring Worksheet

  Developing an effective retirement plan requires a thorough understanding of your financial picture.
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  Asset Allocation Calculator

  The asset allocation is designed to help you create a balanced portfolio of investments. This is a great place to start your analysis in building a balanced portfolio.

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  James Vaughn, CFP®

  Managing Director, Investments
  Direct: 205-874-4321
  Email James

  As a financial professional with more than 18 years of experience, James provides comprehensive financial planning to help manage all financial aspects of his clients’ lives, from college funding to estate reviews. His specialty is helping clients transition comfortably into retirement and generate monthly investment income so they can maintain their standard of living.

  James has earned the professional designation of Certified Financial Planner™ practitioner. By being certified by the CFP® Board, he has taken the extra step to demonstrate his professionalism by voluntarily submitting to the rigorous CFP certification process that includes highly demanding education, examination, experience, and ethical requirements.

  Before joining Raymond James, James served as a financial advisor with Morgan Keegan and AmSouth Investment Services. He earned a bachelor’s degree in finance and marketing from Birmingham Southern College.

  James believes in the importance of serving the community and is a member of the fundraising committee for the Children’s Hospital of Alabama’s Pediatric Transplant Unit.

  James lives in Hoover, Ala., with his wife, Sherry, and daughter, Madalyn. In his free time, he enjoys golf and tennis. He is a member of Mountaintop Community Church in Vestavia.

  Certified Financial Planner Board of Standards Inc. owns the certification marks CFP^®, Certified Financial Planner™, CFP^® (with plaque design) and CFP^® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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  Christopher Smith

  Senior Registered Client Service Associate
  Direct: 205-874-4369
  Email Christopher

  Christopher has 14 years of experience in the financial service industry. His specialty is college planning, client reviews, and customer service. Before joining Raymond James, he worked for Morgan Keegan and AmSouth Investment Services.

  Chris earned a bachelor’s degree in Finance from Auburn University and completed the accounting equivalency program at UAB. He lives in Birmingham with his wife Jennifer and daughter Abby. He attends church at Mountaintop Community Church

Raymond James is not affiliated with any of the organizations mentioned.