BUSINESS GUIDANCE

Whatever you do, no matter your business or industry, we’re here to help.

Your business keeps you busy. And often, managing your finances can feel like another job in itself. We’ll take the time to understand you, your business, and how we can take your mind off your finances so you can focus on your passion in life.

Here are some stories that you may relate to.

 

 

The experiences listed here may not be representative of the experience of all clients and may not be indicative of future performance or success. Investing involves risk and investors may incur a profit or a loss. Past performance is not indicative of future results.

June’s story

Recently divorced, June had a lot of questions. In regard to her financial plans, she needed someone to listen and understand—and we did. We conducted a portfolio evaluation and considered how June’s life would be different than before. We then communicated a few different options and helped June understand the benefits of each. When we decided on a plan, we took care of all the details. In the months leading up to our meeting, June was filled with concern. But after, we believe that her concern was replaced with confidence.

PERSONAL

Financial guidance for retirement planning and living

BUSINESS

Financial guidance tailored for business owners

Andrew and Christina’s story

With a successful trucking business to their name, Andrew and his wife, Christina, did not have many financial worries. At the same time, the business took much of Andrew’s attention away from his financial planning. He’d often work 60 hours per week, and knew he needed a financial partner that could accommodate his busy schedule. When Andrew and Christina came to us, we discussed retirement and succession planning, as well as employee compensation plans. Now, they have a plan. And the attention is where it belongs—on their business and family.

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Guidepoint Financial Partners is not a registered broker/dealer and is independent of Raymond James Financial Services.

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact our office for information and availability.

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Tim and Angela’s story

With a successful art studio to their name, Tim and Angela enjoyed their time at work and their time together. But their estate was in question. That’s why they came to us. We talked through the services available – and talked through their tax planning needs. Today, Tim and Angela understand that it’s never too early to have a plan. And, since we strive to simplify the process, we are confident they understand the details of theirs.

Pat’s story

Pat was well-versed in the skill of art direction. Unfortunately, his creative mind wasn’t as financially savvy. He knew, however, with a freelance business to his name, he needed to partner with a team that was. After a recommendation from one of his trusted clients, Pat approached us. He told us his story, his current situation, and his hopes for the future. He explained how he had some money set aside for retirement, but wasn’t sure if he should be putting aside more. We helped Pat through his questions and made our recommendations—striving to simplify the process the whole way through. Going in, Pat was concerned that the world of financial planning would be over his head. But just a few minutes into our conversation, we believe he realized that, with the right partner, it could be right on his level.

Francesca’s story

As both a restaurant owner and entrepreneur, Francesca had a lot of financial confidence. She was willing to take more risk than the average investor in order to pursue above-average returns. We sat down with Francesca and learned more about her background, passion for food, and what drove her business mind. Then, we designed a financial strategy that included additional asset classes, geared to accommodate her ambitious goals. Periodically, we’ll meet with Francesca and update her on financial progress. And we always look forward to hearing how the restaurant is doing.

Eric’s story

Eric’s church started small, with just 50 people in a school auditorium. But now, it’s grown to over 500 people and more are coming every week. With a pastoral mentor by his side, Eric had a good idea of how to handle the growth of his church, but his finances were a different story. Knowing pastors have different financial and tax considerations than other individuals, Eric approached us, seeking direction. We worked with him to establish a personal financial plan and retirement plan for his church. We meet with Eric periodically to keep the plans current, and hear how the church has grown.

David’s story

David worried that the death or disability of his business partner could negatively impact his business. Naturally, he wanted to protect against such a risk. Reviewing his objectives, we funded buy-sell agreements with the appropriate life insurance and disability buy-out policies. Now in case of the unexpected, David knows what to expect. We believe it helps David feel more confident about the future.

Edward’s story

Edward was the proud owner of a business that was doing very well. He thought it was an opportune time to open a second location, but he didn’t want to liquidate his current investments or interrupt his long-term financial plan. So we worked with Raymond James Bank to set up a Securities Based Line of Credit, providing a low-cost source of capital and new inspiration for his big plans.

A Securities Based Line of Credit may not be suitable for all clients. Borrowing on securities based lending products and using securities as collateral may involve a high degree of risk. Market conditions can magnify any potential for loss. If the market turns against the client, he or she may be required to deposit additional securities and/or cash in the account(s) or pay down the loan. The securities in the pledged account(s) may be sold to meet the margin call, and the firm can sell the client’s securities without contacting them. The interest rates charged are determined by the market value of pledged assets and Capital Access.
The experiences listed here may not be representative of the experience of all clients and may not be indicative of future performance or success. Investing involves risk and investors may incur a profit or a loss. Past performance is not indicative of future results.