Before joining Raymond James & Associates, Raymond Gutowski worked for Wheat First Butcher Singer. He also worked for PLANCO and The Vanguard Group. He has earned the professional designations of Accredited Investor Fiduciary® (AIF®) and Chartered Retirement Plan Counselor® (CRPC®). He is specially trained to evaluate and establish retirement plans. His community activities include serving as a member of the Big Brother/Big Sister organization, Habitat for Humanity and is on the Board for the Buoniconti Fund to Cure Paralysis. Mr. Gutowski graduated from Villanova University with a degree in accounting.

Raymond James is not affiliated with other organizations mentioned.