Tammy has been in the investment industry since 1996 and with Raymond James since 2000. She can assist you with tax, estate planning, portfolio management, retirement plans, mutual funds, stocks, insurance needs and research. She has attained her Certified Divorce Financial Analyst and can help clients with the difficult financial issues that arise both in preparation for a divorce and the financial issues and complications that arise in later years. She completed her Bachelor’s in Business Administration with an emphasis in Finance degree from Grand Valley State University in 1998. She has also earned her Masters of Science in Personal Financial Planning in 2022 from the College of Financial Planning. She lives in Howard City with her partner John, along with their high school children William and Madison. In her spare time, she enjoys fishing, boating, the outdoors and is active in the Montcalm County 4H fair. She also enjoys spoiling her grandchildren from their adult children.