Charles Alfaro

Charles Alfaro,

AAMSTM Financial Advisor

For Charles Alfaro, a relentless work ethic, integrity, and analytical mindset drive his success as a Financial Advisor. He puts these three qualities to work every day and is committed to delivering exceptional service to each client. He dedicates his time to develop deep personal relationships with every client, digging deep for potential risks or opportunities based on their unique needs.

As a Financial Advisor, Charles regularly advises individuals and business owners, helping to build customized investment strategies to help them achieve their goals. While sometimes an email or phone call may suffice, he prefers face-to-face interactions where he can get a deeper understanding of each client's needs and goals. He takes the time to sort through the financial complexities of each client’s life, often times leveraging the extensive research and resources of Raymond James. This personalized approach to wealth management allows Charles to create a detailed plan based on personal values, philanthropic endeavors, objectives and timelines, income requirements, and risk thresholds.

Charles focuses on providing services to businesses, corporations and families. These are among his areas of focus:

  • Establishing new 401(k) plans, SEP IRA, and SIMPLE IRA accounts for businesses, corporations and sole proprietors.
  • Reviewing 401(k) plans to identify areas of improvement, including optimization of service fees, client service models, and portfolio implementation.
  • Financial planning and estate planning for business owners and employees in the health care industry.
  • Implementing retirement plans and financial planning services for non-profits including charities and local homeowners associations.

Charles is a graduate from the University of California, Irvine. He holds local nonprofits and community involvement in the highest regard. He is a member of the Board of Directors for the John F. Kennedy Memorial Foundation. Away from the office, he enjoys local art shows, wine tastings and sporting events.