We offer a team approach to financial planning, offering you a broader scope of expertise than you will likely find in any one person. Clients are our main priority, which is why we work to understand your unique circumstances and ultimately create a distinctive plan that provides a roadmap for your financial journey.
As a CERTIFIED FINANCIAL PLANNER™ professional with over twenty five years of experience, Ms. Giustiniano finds what she does very rewarding. She guides families to manage and preserve their wealth and advise them along the way with the twists and turns of the stock markets. She helps identify goals, reduce income and estate taxes, and assures your assets are well protected through insurance strategies. She works closely with a number of other professionals on a team basis. As an Advisor, Ms. Giustiniano helps to coordinate all aspects of your financial health, recommending and overseeing money managers, and coordinating with your attorneys, money managers and tax professionals.
As a San Diego CERTIFIED FINANCIAL PLANNER™ professional and Financial Advisor, Ms. Giustiniano works throughout San Diego county, including Carlsbad, Del Mar, Del Sur, Encinitas, Escondido, La Costa, La Jolla, Poway, Rancho Bernardo, Rancho Penasquitos, Rancho Santa Fe, Santa Luz, San Marcos, San Ellijo, San Marcos, and 4S Ranch.
Cheryl has been licensed since 1992. She has her CERTIFIED FINANCIAL PLANNER™ certification. She hold the Series 7, 31, 63 and 65 securities registrations, as well as annuity, disability, life and long-term care insurance licenses. These registrations and licenses allow her to offer truly diversified portfolios to help her clients with risk management. Some of the investment products she currently offers include: managed accounts, securities, REITS, ETF's, mutual funds, bonds, managed futures, insurance and annuities. Cheryl's assistant, Kelsey Nielsen, assists her families with their client service needs.
Raymond James does not provide tax or legal services
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™, and in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.