Charles J. Morgan has been an advisor with Raymond James since 2008 and he is the principal and managing member of CJM Capital Management, LLC. Charles began his career in the financial industry over two decades ago at First Union National Bank and then moved to A. G. Edwards & Sons, Inc. in 2000.
Charles assists his clients in all facets of the financial process to include retirement, estate and education planning as well as cash flow analysis and investment management. Charles is a firm believer that the cornerstone of a comprehensive financial plan is the determination a client’s true cash flow need. This information allows Charles to customize a financial plan for each client based upon their individual needs, goals, objectives and risk tolerances. Financial health is not solely based on investment returns, but rather a comprehensive plan that evaluates all phases of the financial process.
“Knowing your clients is the most important part of the financial process. This detailed information enables me to create a plan that my clients can easily follow and implement successfully”.
While at A. G. Edwards & Sons, Inc. Charles became a CERTIFIED FINANCIAL PLANNER™ Professional. He holds a series 7 and 66 license as well as life and health insurance license.
Charles grew up in Newport, RI and received his Bachelor of Science in Business Administration from Roger Williams University in Bristol, RI. He is a veteran having served in the United States Marine Corp Reserves.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™, 
