By now your “gold watch” has been replaced by an internet-enabled fitness device or maybe a pair of gardening gloves. No matter. Retirement has grown on you. You’re doing what you love. But there’s one thing that’s become a bit more apparent – managing your money is more important than ever. As with any other stage in your life, factors such as your retirement goals and the economic environment may change, requiring you to make adjustments to your portfolio.
We can work with you to regularly review and reassess your portfolio and help give you confidence that your portfolio is appropriately balanced between growth-oriented investments and income-focused assets.
In addition to an ongoing review of needs, goals and investment performance, we can help you understand how routine decisions can have a significant impact on the effectiveness of your long-term plans. For example, consolidating cash accounts – including savings accounts, money market funds and checking accounts – can make it easier to monitor your savings and spending and take advantage of lower fees and higher interest rates.
If you are concerned, however, that you have not achieved the financial security you seek, that your investments are not generating sufficient income, or if you are uncertain when and how to withdraw that income, now is the time to work with us to get your financial future on track.
We can help you review and reassess your:
Asset allocation does not guarantee a profit or protect against a loss. Growth-oriented investments generally involve greater risks and may not be appropriate for every investor.
Ruth was a few years into retirement and living the life she’d always planned. However, the death of her father left her with a sizeable inheritance, and she felt pulled in many different directions. How would this windfall affect her current plan and her family? There were also taxes to think about. And even though she enjoyed the simple things in life, there were a few things she thought she’d like to splurge on. Most of all, leaving her children a financial buffer is now a real possibility. We’re here to help her invest in her remarkable life.