John leads the wealth management team of Klosky & Associates at SmartBank Investment Services. He is a Registered Principal and CERTIFIED FINANCIAL PLANNER™ and has been serving the financial planning and wealth management needs of businesses, families and individuals since 1994.

John received his B.S. in Business Administration from The Citadel in 1988. Upon graduation he was commissioned in the United States Army and served as an officer and combat aviator for six years. During this period, he served our nation through deployments in Europe, the Middle East and stateside.

In 1994, John continued his professional education and earned his M.B.A. from Troy University. At that time John made the decision to leave military service and pursue a career in the financial services industry with A.G. Edwards & Sons. In 1999, John became an independent advisor with Raymond James and founded the wealth management team, Klosky & Associates.

John and his wife Jill have been married for 34 years and are blessed with three adult children and two grandchildren. He and his family have resided in Dothan for more than 30 years. In his time away from the office John can be found outside working on his cattle farm, flying with The Friends of Army Aviation or simply enjoying time with his family.