Erica D. Metz,

Erica is passionate about helping individuals and families achieve financial clarity and confidence through comprehensive financial planning. She specializes in building personalized strategies that address everything from wealth accumulation to retirement planning, tax efficiency, and risk management. Erica takes pride in empowering her clients with knowledge and structure, helping them make informed decisions that align with their goals and values.

Bringing over ten years of experience in accounting and finance, Erica combines deep technical expertise with a strong client-first philosophy. She is a Certified Financial Planner^® professional, Certified Public Accountant (CPA), and Personal Financial Specialist (PFS)—credentials that underscore her holistic and disciplined approach to financial guidance. Since 2016, Ed (former owner, retired as of 2023) proudly carried the Leader’s Council** torch for Money at Work for seven years. In 2024, Erica built on that legacy – earning her first Leader’s Council recognition as the new owner of Money at Work. Leader’s Council status means she is among the top 10% of advisors at Raymond James. She is also honored to be recognized by Forbes as a 2025 Best-in-State Next-Gen Wealth Advisor. *** Among 49,859 nominees and 2,018 winners nationwide, Erica distinguished herself by ranking #11 out of the 69 New Jersey advisors who received the award.

Erica earned both her Bachelor of Science in Corporate Finance and Accounting and her Master of Science in Accountancy from Bentley University, where she also completed a Graduate Certificate in Financial Planning. She holds her Series 7, 66, 9 and 10 licenses, as well as Life and Health Insurance licenses.

Before joining Money At Work, Erica built a strong foundation in audit and wealth management during her time in Boston, working with Deloitte & Touche and Boston Private, a private bank with wealth management affiliates.

In addition to her client-facing responsibilities, Erica leads and manages a growing team of professionals. She is committed to fostering a collaborative and high-performance culture through hands-on mentorship and ongoing training. She ensures each team member upholds the firm’s commitment to excellence and integrity, while also supporting their individual development and long-term career growth.

Erica was born and raised in Randolph, NJ but spent nearly a decade in Boston for college and to launch her career. She returned to Morristown, NJ in 2018, confident it was the right time to take the next step and lead the way forward. She is now based in Basking Ridge, New Jersey, with her fiancé Dan.

Erica is a former member of the Randolph Township Economic Development Committee and currently serves as an alumna of the Raymond James NextGen Technology Advocates and a member of UNICO National, an Italian-American service organization.

In her free time, Erica and Dan enjoy golfing, traveling, and spending quality time with family and friends.

EDUCATION & ACCOLADES

• Bentley University, BS in Corporate Finance and Accounting, MS in Accountancy, Graduate Certificate in Financial Planning
• Certified Financial Planner^® professional
• Certified Public Accountant (CPA)
• Personal Financial Specialist (PFS)
• Series 7, 66, 9 and 10 licenses
• Life and Health Insurance licenses
• Erica has been named to the Forbes list of Best in State Wealth Advisors in 2025
• In 2024, Erica earned Leader’s Council status meaning she is among the top 10% of advisors at Raymond James.
• Member of the Raymond James NextGen Technology Advisory Council from 2021-2023
• Member of the Raymond James NextGen Technology Advisory Council Alumni from 2024-Present

Money at Work, LLC

222 Ridgedale Avenue, Suite 302, Cedar Knolls, NJ 07927

*The tax advice and/or services of Erica D. Metz are independent of RJFS.

Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Money at Work, LLC. is not a registered broker/dealer and is independent of Raymond James Financial Services.

** Membership is based on prior fiscal year production. Requalification is required annually. The ranking may not be representative of any one client’s experience, is not an endorsement, and is not indicative of an advisor’s future performance. No fee is paid in exchange for this award/rating.

*** The Forbes America’s Top Next-Gen Wealth Advisors, developed by SHOOK Research, is based on an algorithm of qualitative criterion, mostly gained through telephone and in-person due diligence interviews, and quantitative data. Those advisors that are considered are under 40, have a minimum of four years' experience, and the algorithm weighs factors like revenue trends, assets under management, compliance records, industry experience and those that encompass the highest standards of best practices. Neither Forbes nor SHOOK receive a fee in exchange for rankings. Compensation provided for using the rating. The Research Summary (as of August 2025) included: 49,859 nominations for all rankings, based on thresholds, 28,226 invited to complete online survey, and 4,653 individuals considered and 100 individuals won the America’s Top Next-Gen ranking. This ranking is based upon the period from 3/31/24 to 3/31/25 and was released on 8/6/25. This ranking is not based in any way on the individual's abilities in regards to providing investment advice or management. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Neither Raymond James nor any of its Financial Advisors or RIA firms pay a fee in exchange for this award/rating. Compensation provided for using the rating. Raymond James is not affiliated with Forbes or Shook Research, LLC. For more information go to https://www.forbes.com/lists/top-next-gen-advisors/