• Patricia Ramirez, AAMS®
    CDFA®

    Financial Advisor

Patricia is a Financial Advisor, at Raymond James & Associates, Inc. She is an Accredited Asset Management Specialist AAMS℠ with an AAMS® Designation from the College of Financial Planning® and was awarded the Certified Divorce Financial Analyst™ (CDFA™) a professional designation from the Institute for Divorce Financial Analysts. With more than 25 years of experience in the financial industry, Patricia works with successful women by building a personalized financial strategy for their unique situation and goals so they can hopefully live every stage of their life confident about their finances. As a Certified Divorce Financial Analyst, she works with attorneys to assist their clients with the financial intricacies they will face during this period of their life and plan for their new future.

Patricia is President of the Rotary Club of Concord-Diablo for 2019 - 2020. She works with her Club on various service projects throughout the year in the local community along with promoting and participating in other international service projects and programs.

Patricia lives with her husband in Concord and has one adult stepson that lives in San Diego. When not in the office, she enjoys traveling, riding her Harley with her husband, golfing, hiking, and reading.

Raymond James is not affiliated with the above organizations and/or charitable causes.