Stephen Chappell offers customized financial consulting on a fee basis* through Raymond James Financial Services Inc. Stephen integrates and coordinates the disciplines of specialists such as CPAs, attorneys, brokers and insurance agents. His services are highly individualized with plan design. His services are designed for successful high net worth people who either lack the time, inclination or knowledge to actively manage their own financial affairs.
To our clients, we pledge:
Stephen Chappell has over 27 years’ experience in the financial planning industry. Stephen received his Master’s degree in Financial Planning in 2002 and is a Registered Principal with Raymond James Financial Services. He also earned the designation of Certified Fund Specialist. Stephen Chappell's vision and problem-solving helps him to assist his clients. He applies his skills and experience to help them reach their goals.
“I love helping my clients succeed,” he says, “in their lives, in their businesses, and in their retirement lifestyles. Teamwork is my philosophy. I believe clients working as a team with the advisors at our firm can better prepare for the future than if they work alone. Sadly, we find most people spend more time planning their vacations than to establish, implement and review a meaningful financial plan.”
We are not obligated to sell any proprietary funds or products. As a result, Stephen provides his clients with independent, unbiased, financial advice. His strategies are founded on the principle that planning is the essential element to achieve your financial goals. He believes that planning is a multi-step process that needs to be addressed on an on-going basis. Stephen is totally committed to providing quality service and products to serve his clients best interest. Stephen's investment philosophy holds capital preservation and long-term growth of capital as the most important virtues of an investment plan. Wealth must be prudently managed and carefully monitored to endure the ravages of taxes and inflation and to help ensure that the individual does not outlive his or her money. In order to remain on the leading edge of his industry and continue providing the most current and comprehensive strategies to his clients, Stephen has made continuing education a priority. He stays abreast of developments and changes in legislation that may have an impact on his client's financial situations.
Stephen Chappell’s vision and problem-solving helps him to assist his clients. He applies his skills and experience to help them reach their goals.
Stephen has taught financial strategy classes for CPAs and attorneys for their continuing education credits. He has also conducted workshops for the public, hospitals, local physicians’ offices, government agencies, churches and various companies including:
IBM, Abbott Laboratories, E.I duponte de Nemours & Company, Progress Energy, Exide Electronics, Pfizer, Goodyear, Ford, UPS, Honda, Occidental Chemical, Stallings Oil company, City of Wilmington., etc.
He has been quoted in numerous newspaper and has appeared on CBS discussing retirement planning and on asset allocation of investments, and publishes his own monthly newsletter "The Chappell Report-Your Money Management Newsletter." Also he is the author of "The Educated Investor" book that was published in 2002 a financial book on "Financial Planning”.
He's a frequent guest speaker at community group meetings including Rotary, Lions Club, Kiwanis, Local realty associations and churches. One of his community projects was teaching "Crown Ministry" A Twelve week course of teaching Christian financial management God's Way. Active as a fund raiser for the Boy Scouts of America, local arts, cancer and his church. Stephen was a member of Bible Study Fellowship (B.S.F) and helped teach Sunday school. Stephen relaxes with Triathlons, Marathons, golf and especially-"doing anything" with his family.
Stephen Chappell is an Ironman: See video at 8:52 time to see him cross the finish line.
He and his wife Julie, and their three children, Andrew, Collin and Caroline, reside in Wilmington, North Carolina.
*In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part II as well as the client agreement.
Raymond James is not affiliated with the above organizations and/or charitable causes.