OUR PROCESS forpersonalizing your plan
To us, a one-size-fits-all financial plan doesn’t really fit anybody. How could it? Everyone is unique in their goals, needs, concerns, family dynamics and financial scenario. This is why we strive to truly customize a holistic financial plan and portfolio for every client. This is how we choose to work – and here is how we go about it.
We use a variety of tools including our financial planning questionnaire to understand your personal goals, financial situation, investment experience and desired level of risk. In this step, we make you fully aware of our capabilities and provide educational support to assist you in understanding the scope of services we offer to help you meet your objectives.
Our team analyzes the information you share with us using Goal Planning & Monitoring, a proprietary planning software from Raymond James that can help align financial decisions with your vision of retirement and other highly personalized goals. This step may involve collaboration with your other planning professionals such as your CPA and attorney. We design a plan and present our recommendations to you, answer your questions, consider alternatives and outline the steps we need to take to implement your plan.
In this step, we execute your customized strategy using the extensive tools available to us through Raymond James. This involves the selection of specific account types, investment products and optional services; we then complete the necessary paperwork in a coordinated approach.
Once implemented, we continually monitor the progress of our recommendations relative to your defined objectives and suggest changes where needed. A key to this step is your involvement in the process and communication of any significant changes in your life. We accomplish this by providing ongoing reporting of your account activity, meeting annually to review your portfolio’s allocation and performance, and checking up on your current circumstances and goals by phone during the year. Roshan will give you his personal cellphone number and an invitation to call anytime.
IMPORTANT: The projections or other information generated by Goal Planning & Monitoring regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results. Results may vary with each use and over time.
There is no assurance that any investment strategy will be successful. Investing involves risk and investors may incur a profit or a loss. Asset allocation and diversification do not ensure a profit or protect against a loss. Past performance is not indicative of future results.
AN INVESTOR WITHOUT INVESTMENT OBJECTIVES IS LIKE A TRAVELER WITHOUT A DESTINATION