Private Wealth Management for successful individuals and their families

Our clients – business owners, physicians and individuals who retired after successful careers – are intelligent people who could certainly manage their own finances if they chose, but they are smart enough to know that their valuable time could be better spent on the many ambitions, endeavors and interests of their multi-faceted lives.

They see the great value in hiring an experienced team to manage and preserve their wealth and the myriad details and complexities that accompany it. It’s why they count on the Cornerstone team for comprehensive guidance in managing all of their financial affairs.

Managing Your Wealth

Our advisors offer comprehensive wealth management services that go far beyond just typical investment management to address every essential matter than money touches. It’s all in an effort to best serve you and your family, today and for every significant milestone along life’s journey.

  • Asset management
  • Investment management
  • Retirement planning
  • Credit, lending and cash management
  • 401(k) plan rollovers

Preserving Your Wealth

Preserving your assets and managing risk take on added urgency when you’ve reached a certain level of wealth. Maintaining your standard of living, providing for your family, generating income with minimal tax consequences, and safeguarding your wealth against unexpected events are concerns that we address for you – so you can focus on enjoying your life.

  • Asset allocation
  • Concentrated equity strategies
  • Insurance and annuities
  • Tax planning

Building Your Legacy

When it’s finally time to leave this world, what do you want to leave behind? How do you want to be remembered and who do you want to help? The wisest of people understand the impact of making their mark and making a difference. We can help you do just that. By collaborating with your tax and legal professionals, we can help develop a plan that enables you to maintain your lifestyle now while leaving a meaningful legacy long after you’re gone.

  • Estate Planning
  • Charitable giving
  • College planning
A client scenario // Corporate executive
 

A corporate executive was courted by two Fortune 500 firms offering large salaries and generous benefits. He wanted help in deciding which offer made more sense for him financially.

What we would do:

We would crunch the numbers to see what the financial picture would look like five years from now and at retirement. Since the jobs were in two different states, we factored in the tax implications of both. The retirement plans offered by each also varied, so we would compare those as well, then prepare a summary of our findings and present them to our client.

The hypothetical example above is for illustrative purposes and is not representative of any actual experience. Individual results will vary. It is presented only as an example and not intended as investment advice. Changes in tax laws or regulations may occur at any time and could substantially impact your situation. Raymond James financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.

A client scenario // An affluent family
 

A multigenerational family received a sudden windfall from a sizeable inheritance and wanted financial guidance to address the varied needs of family members in different stages of life.

What we would do:

We would collaborate with the family’s accounting and legal professionals to coordinate a comprehensive wealth management plan that mapped out the big picture, but also tended to the many details such as the tax implications of transferring wealth. We would look at financial strategies such as annual gifting programs, retirement plans, education savings accounts, and income-producing investment plans. We would employ a consultative and collaborative approach, working with our clients as their family grew and evolved over time.

The hypothetical example above is for illustrative purposes and is not representative of any actual experience. Individual results will vary. It is presented only as an example and not intended as investment advice. Changes in tax laws or regulations may occur at any time and could substantially impact your situation. Raymond James financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.