We believe education is invaluable to making sound financial decisions – both for you, the investor, and for us as your advisor. As we keep up with the evolving regulations and nuances of the financial services industry, we have sought out opportunities to continually hone our expertise and learn new and better ways to serve your needs. When you work with us, you will receive the personalized service you have come to expect, backed by the knowledgeable guidance of renowned industry organizations.
Getting your affairs in order during a divorce is made easier with the help of a Certified Divorce Financial Analyst® (CDFA®). This certification emphasizes the analyst’s ability to aid you in financial decisions and work with you and your attorney toward a settlement that fully addresses your long-term needs. By utilizing proprietary software and specialized knowledge, CDFA® professionals can help determine the short- and long-term financial impact of a settlement. They create, analyze, and forecast various scenarios to outline a fair settlement that will help protect your interests and potentially keep costs low and reduce the time it takes to work through a divorce.
Why should you work with a Certified Divorce Financial Analyst®? When working with a CDFATM professional, it means you are working with an advisor who understands the financial complexities you will experience during a divorce and will empower you to make educated decisions through the process which, in turn, can help save you time and money down the road. They can not only help you with decisions that need to be made for the short term, but also help forecast the long-term effects of the divorce settlement, including details of tax liabilities and benefits. Do not forget, CDFATM professionals are financial advisors too. With the training, knowledge, and experience as a financial advisor, they can help you make the most of the divorce settlement by reassessing your investments and financial plan to ensure it is aligned with your short- and long-term goals.
A Certified Plan Fiduciary Advisor (CPFA) is a financial professional that demonstrates expertise and experience working with retirement plans. The CPFA has gained knowledge in an array of topics including fiduciary roles and responsibilities, fiduciary oversight, plan investment management, and plan management.
The purpose of retirement financial planner is to help individuals who are at or near retirement build a plan to ensure they meet their retirement income and other financial goals throughout their nonworking years and manage the many risks they may face. Coordinated planning and better decision making can improve retirement security. Research has shown that better decisions can make a big difference in retirement income.
Demand for retirement expertise is strong: as retirement age in the U.S. slowly edges up, current projections indicate that10,000 Baby Boomers retire daily. This is a trend expected to continue through 2030 and changing laws and corporate cultures have more people than ever thinking about their retirement financial plan.
Eric Johnson earned the Retirement Income Certified Professional® (RICP®) designation from The American College of Financial Services. Using the most current retirement portfolio management techniques, the RICP® advisor helps to identify retirement income needs and objectives relative to the client’s lifestyle goals in retirement. Individuals who earn an RICP® designation can provide knowledgeable advice on a broad range of retirement topics including the proper use of annuities, mitigation of risks to retirement income planning, estate issues, Social Security, health insurance, housing decisions, and income taxation. Communicating and coordinating with your CPA, Estate Attorney, and/or other Trusted Advisors is essential to a solid retirement plan.