Helping make retirement the enjoyable experience it can be
The need for a financial plan doesn’t just end with retirement. Because people are living longer today, the possibility of going 30 years without a paycheck takes careful planning and disciplined investing.
To this end, there are many things we do. One is to create a personalized plan designed to preserve your wealth and mitigate the impact of market risk, taxes and inflation. This includes having a sustainable withdrawal strategy to strike a careful balance between your need for monthly income and your desire to make your money last your lifetime.
We can also help you differentiate your essential living expenses from aspirational lifestyle expenses, manage your required minimum distributions and determine the most tax-efficient ways to draw income from your taxable and tax-deferred investments.
We’ll also make sure to talk to you about important matters such as Social Security and Medicare. Plus, we’ll collaborate with your legal and insurance professionals on important matters such as having a plan for your estate, and having the protection that life insurance and long-term care insurance can provide.
You’ve worked hard all your life to arrive at this significant stage of your life. Our goal is to help you enjoy it.
