working with us and our comprehensive approach
Each client has unique goals. Therefore, when designing a plan to achieve them, it must be personalized to their individual situation. Because, while we are confident in our financial knowledge and planning experience, it really only matters if the guidance and advice we provide is right for each client’s life.The comprehensive financial planning we provide is designed to bring a new sense of order and organization to your financial life and help ensure that there are no gaps or surprises, and that no matter goes unaddressed.
Knowing you well is an essential part of the equation. It’s what makes the plan personal. Understanding all the details, and how to address them, is what makes the plan work specifically for you – in an organized and methodical manner that accurately reflects who you are and the objectives you want to achieve. Here is how we go about it:
We realize the importance of investing time up front to listening and getting to know you – building a good understanding of your personal goals, current financial situation, investment experience and risk tolerance. It’s also an opportunity to build trust and rapport, make you aware of our capabilities and explain the ways we can help you meet your objectives.
Next, we will analyze what you’ve shared with us in order to design your comprehensive financial plan, taking into account the different pieces of your financial picture and making sure they cohesively fit together without any gaps or disparities. This step may include collaborating with your other professional advisors such as your accountant and lawyer. We present our recommendations to you, answer your questions, consider alternatives and outline the steps we need to take to implement your plan.
With your approval, we will execute your customized strategy using the extensive research and resources available to us through Raymond James. This involves the selection of specific account types, investment products and optional services, and the handling of all necessary paperwork.
Once your plan is implemented, we will continually monitor the progress of your plan relative to your defined objectives and suggest any changes where needed. We accomplish this by providing ongoing reporting of your account activity and by conducting periodic reviews. A key to this step is your involvement and communication of any significant changes in your business, organization or personal life.