What topics can I expect to cover with financial planning services?

• What income can I safely collect at retirement based on my current savings rate?

• If I have a shortfall on my retirement income need, what is it and how can I get there?

• Should I be converting my IRAs to Roth’s and what are the tax consequences?

• When is my breakeven year for Roth Conversions and should I continue to do this?

• What types of retirement accounts can I add to my current situation?

• What should I be doing with my employer’s retirement and health insurance benefits?

• How can I create a realistic budget that I will stick too?

• How can I get a handle on my current debts (to include mortgage/car/student loan and other lines of credit)

• Do I need to establish a Trust/Will/Estate plan and what questions should I ask my attorney?

• How should I be titling my assets including bank & savings accounts as well as taxable and real estate assets?

• I need help with paying for college. What types of loans or savings vehicles can I use?

• Do I have enough Auto/Home/Life/Liability Insurance?

• I have stock option awards and are unsure how to best manage them for tax efficiency?

• When should I collect Social Security and do I need to worry about IRMAA surcharge?