Why come to Chartered Financial?
Our team focuses on our clients – not a product or transaction. We are financial coaches, helping to manage the long-term decisions that ultimately determine the wealth that is accumulated.
We develop wealth management strategies to help our clients pursue their goals. Equipped with a well-defined investment philosophy, we use a disciplined management process to help our clients manage and preserve their wealth. We work hard to explain clearly any investment opportunities and changing market conditions.
After a thorough planning process, we recommend only the investment programs most suitable for our client’s needs and goals. We begin by putting our plan into writing. To ensure we stay on course, we continuously monitor these strategies. Furthermore, frequent contact with phone calls, meetings and detailed reporting guarantees our customer care.
We are independent and not subject to conflicts of interest so our clients can trust us.
In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part II as well as the client agreement.