Our financial planning process

Individual investments and the markets fluctuate over time and, as professionals, it is our job to enable you to make informed financial decisions using the full complement of resources at our disposal. So to help you manage and preserve the rewards of your success, we employ a process that draws on both our experience and conservative advisory approach, as well as the industry-leading strength and support of Raymond James 

This process provides a framework for making decisions collaboratively – applying not only our insight and recommendations, but those of our clients and their outside advisors as well – and monitoring the outcome of those decisions over time.

We use a variety of tools including questionnaires and interviews to understand your personal goals, current financial situation, investment experience and desired level of risk. In this step, we make you fully aware of our capabilities and provide educational support to assist you in understanding the scope of services we offer to help you meet your objectives.

Our team analyzes the information you share with us and designs strategies intended to help you reach your objectives. This step may involve collaboration with your other planning professionals such as your CPA and attorney. We present our recommendations to you, answer your questions, consider alternatives and outline the steps we need to take to implement your plan.

Our goals are to help match your investment choices with the rate of return you need to accomplish your financial goals and to fit within a level of risk with which you feel the most comfortable. To help explain the expected growth for different investments at different levels of risk, we created what we call the “Four Buckets of Investments.” 

In this step, we execute your customized strategy using the extensive tools available to us through Raymond James. This involves the selection of specific account types, investment products and optional services; we then complete the necessary paperwork in a coordinated approach.

Once your strategy is implemented, we continually monitor the progress of our recommendations relative to your defined objectives and suggest changes where needed.