Retirement, or more specifically having enough money to retire, is by far the most pressing concern for many of our clients. We understand this, and that’s why we provide a financial planning process that addresses real-life concerns, so our clients can be well-prepared.
We begin by simply asking you what your goals are. For example, we’ll ask when you want to retire and help you determine what your income needs will be. If you have children, we’ll discuss college funding options. Perhaps you have other goals, such as buying a second home or traveling during retirement. Once we have a clear understanding of what’s most important to you, we’ll go to work creating your personal financial plan.
Recognizing that the financial markets rarely behave in a predictable fashion, we examine your financial plan using a statistical method that determines how your investments could potentially perform over a thousand different lifetimes. The end result is a stress-tested financial plan that has a high probability of providing you with the income you will need during your retirement; and unlike many advisors who simply provide a single financial plan, our process is dynamic, updated periodically, and on demand.