Every client relationship starts with conversations; good, old-fashioned conversations about your values, hopes and dreams. Through this series of conversations we aim to get a solid understanding of your financial situation so that we can recommend strategies that are appropriate for you.
Complex financial situations often require sophisticated wealth management strategies, strategies that can be difficult to understand. We will take the time to thoroughly explain any concepts that may be unfamiliar or confusing to you. If you are uncertain about anything we discuss, please feel free to ask for clarification.
Once we have set a plan in motion, we will meet periodically to review the status of your plan and any changes to your personal financial situation so that you continue to remain on track to meet your long-term financial goals.
Achieving financial success is not always easy. Sometimes it requires tough conversations about saving and spending. We are committed to providing you with realistic expectations and an honest assessment regarding your ability to achieve your long-term financial goals.
Throughout our relationship, we may act in varying capacities, each with differing fee structures and expenses. We commit to providing you with information related to the way we are compensated, including commissions and fees associated with your account.
With support from the Raymond James team of professionals, we are able to offer a range of services to address the following wealth management issues:
As your assets grow, so do the complexity of the financial issues you face. While investors who are just starting out may need basic asset allocation and investment planning, as you amass larger amounts of wealth you will need to begin thinking about distributing and transferring your assets. While we tailor our services to your needs, we have provided you with an overview of the services that may be applicable in various phases of your financial life.
The Global Fiduciary Precepts were developed by the Foundation for Fiduciary Studies, a non-governmental organization dedicated to the study and development of fiduciary practices for investment stewards, advisors, and managers. Precepts are principles founded in law.
The Precepts listed here are based on the prevailing legislative acts which define fiduciary advice: ERISA, UPIA, UPMIFA, and MPERS. These Acts provide fiduciaries with a disciplined and documented approach to successfully manage their investment fiduciary responsibilities. We adhere to these standards when helping fiduciaries make competent and objective decisions:
*Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. While we are familiar with the tax provisions of the issues presented herein, we are not qualified to render advice on tax or legal matters.You should discuss any tax or legal matters with the appropriate professional. Asset allocation does not ensure a profit nor does it protect against loss.