A Range Of

services for your

financial needs

We offer an extensive range of services that goes beyond what you might expect from the typical financial planner out there. In fact, you can count on us for almost any financial-related need you encounter. You'll find that our commitment to a comprehensive, holistic approach to helping you with your financial planning needs enables us to provide the highest level of service and convenience for addressing the busy, multifaceted life you lead.

Goal Planning & Monitoring

Goal Planning & Monitoring is an innovative financial planning software solution from Raymond James that can help align financial decisions with your unique vision of retirement and other highly personalized goals. We'll identify and enter your goals to assess appropriate asset allocation targets, and spending or savings rates – and then share the results with you.

Retirement Income Planning

Preserving your wealth and maintaining your lifestyle in retirement are likely among your highest priorities. You aspire to stay in your home as long as you want and be able to leave behind the legacy you have envisioned.

Because people are living longer today, the possibility of going 30 years without a paycheck takes careful retirement income planning and disciplined investing. We can create a plan for sustainable monthly withdrawals from your investment portfolio designed to help make your money last your lifetime.

In addition, we can help you with wealth management needs such as income projections, distribution planning, estate and legacy planning, and insurance needs such as life insurance and long-term care.

We can also assist with longevity planning, making required minimum distributions, income planning, tax planning, proper account titling and beneficiaries, wealth transfer, charitable planning, and asset protection and reallocation.

Education Planning

If your goals include providing for the future of a child or grandchild, we can help you investigate your many options and develop an education funding strategy. We can help you provide for this opportunity with investment vehicles such as Coverdell education savings accounts, 529 college savings accounts and specialized trust vehicles.

Estate Planning and Wealth Transfer

Whether it's providing income for a spouse, educating children or grandchildren or leaving money to your favorite charity, proper estate planning can help ensure that your assets accumulated over your lifetime are preserved for the use you have intended.

A well-designed estate plan can effectively help mitigate your family's tax burden. We can offer financial strategies designed to efficiently manage the transfer of wealth from one generation to the next, and mitigate related tax issues.

By coordinating our efforts with your tax and legal professionals and working closely with you and your family, we will strive to help you establish a financial tradition that can be passed on for generations.

Wealth Management

We employ a disciplined and coordinated approach to address all the issues and complexities that often accompany the accumulation of wealth. It is personalized to your needs and preferences, and designed to bring cohesiveness to your financial life. It often involves collaboration with other professionals such as your CPA and attorney.

Employer Sponsored Retirement Plans, 401(k)

From small business owners to physicians and other professionals in private practice, we work with a variety of business leaders to provide the retirement resources, education and planning they need for themselves and their employees.

As independent financial advisors and entrepreneurs ourselves, we understand the challenges business owners and professionals often face. Your retirement needs don't end with you or your family – you have a team of employees to consider.

So, we call on both our professional expertise and our personal insight as we help you develop, introduce and manage a 401(k) plan suited to the needs of your business and the people who make it successful.

As 401(k) advisors, our team can assist you by:

  • Clearly defining the parameters of our relationship and establishing reasonable expectations
    Developing an overall retirement plan strategy with specific goals is critical in helping to ensure success.

  • Evaluating and selecting service providers
    We can diagnose the particular aspects of service delivery that are most important to your situation, and recommend appropriate alternatives.

  • Performing plan-design consulting
    A review of the plan design is very important because plan-design provisions can make a big difference in whether the plan meets your needs.

  • Assisting in designing an investment policy statement (IPS)
    As a plan sponsor, you can minimize your fiduciary liability by implementing an IPS, which outlines a detailed, prudent plan of action for the trust's investment managers and advisors to follow.

  • Managing the implementation and transition to new providers
    This is often one of the most problematic functions, as many "fired" providers are less than anxious to cooperate with new providers. Having one individual responsible for coordination makes the process less stressful for you.

  • Serving as the primary contact for all aspects of plan servicing
    We'll act as the single source responsible for managing all the moving parts of your plan, and will troubleshoot as needed. You and your employees will never wonder who to call when problems or questions arise.

  • Providing ongoing plan reviews
    This includes discussing overall plan service, operation and results, participation levels, deferral percentages, loans, nondiscrimination testing, enrollment communication strategies, and all other items of importance.

  • Managing employee communication and investment education
    We're available to your employees by phone and, periodically, in person for individual consultation. If enrollment and/or education teams from the provider are necessary due to multiple company locations, we will coordinate those efforts. We can also provide supplemental educational materials, if desired.

Life, Disability, Long-term care Insurance Planning

Since insurance helps protect you in case of accident, illness, disability or death, it plays a crucial role in your comprehensive financial plan. Through Raymond James, we can provide a wide array of quality insurance alternatives that can offer an important layer of safety for you, your family, your business or your organization. For example, we can help you build a protective cushion with life insurance, preserve your estate with long-term care insurance and combine protection and tax-advantaged growth opportunities with annuities.


Through Raymond James Trust N.A., we offer a full array of trust structures, including charitable-giving tools that may also feature tax advantages. Whether your goal is to minimize estate taxes, help ensure you have the funds you need down the road, provide for a loved one or spell out exactly how you want your wishes to be carried out, we can help.

Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Raymond James financial advisors do not render advice on tax or legal matters. You should discuss any tax or legal matters with the appropriate professional.


“Coming together is a beginning, keeping together is progress, working together is success.”

– Henry Ford