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  • FM Investment Services
    307 N Defiance St Archbold, OH 43502-1162 T: 419.446.2501 F: 419.446.2982
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Why do the wealthy borrow? Sometimes, debt makes sense
Strategic borrowing can keep your financial plan intact and at work.
Family & Lifestyle
Equities rebound in November, ending a three-month slide
11/30/2023
The S&P 500 recorded eight consecutive days of gains during the month, its longest stretch since 2021.
Markets & Investing
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Never stop earning
How your retirement savings can continue working for you.
Retirement & Longevity
Understanding long-term care
Long-term care planning isn’t just about money; it’s about preserving your quality of life.
Family & Lifestyle
Understanding the difference between long-term care and long-term disability
A person turning 65 today has a nearly 70%1 chance of needing some type of long-term care in their retirement years.
Retirement & Longevity
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How AR is impacting business
The technology is fast rising in popularity and the possibilities are almost limitless.
Technology & Innovation
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IRS suspends missed RMD penalty for certain inherited IRAs

Some beneficiaries who inherited an IRA in 2020, 2021 or 2022 will not face withdrawal penalties until 2024.

Retirement & Longevity
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Healthcare need? Try printing it
3D printing is transforming the medical industry.
Technology & Innovation
Turn IRA assets into charitable contributions
New legislation may affect your philanthropic strategy.
Estate & Giving
Should you franchise your business?
Learn what makes a good franchisor and how to get started.
Business Ownership
Fine tune your spending this winter
Revisit your retirement plan, select your benefits and finesse your spending this season using these timely investment tips.
Family & Lifestyle

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Investment Services Division of Farmers & Merchants State Bank logoInvestment Services Division of Farmers & Merchants State Bank logo
  • FM Investment Services: 307 N Defiance St Archbold, OH 43502-1162
  • T: 419.446.2501
  • F: 419.446.2982
  • Map & Directions
  • Map & Directions

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

Investment advisory services offered through Raymond James Financial Services Advisors, Inc.. Farmers & Merchants State Bank and FM Investment Services are not registered broker/dealers and are independent of Raymond James Financial Services. Investment products are: not deposits, not FDIC/NCUA insured, not insured by any government agency, not bank guaranteed, subject to risk and may lose value.

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