High-net-worth individuals and families
We help affluent individuals and families address important priorities such as preserving wealth, mitigating taxes, efficiently transferring wealth to heirs, and funding philanthropic initiatives.
We know that the financial well-being of your family is of the utmost importance, so we take extra measures to understand family dynamics, serve as vigilant stewards of wealth and fulfill the wishes you have for your loved ones.
Our clients enjoy a full integration of financial strategies, while we maintain the privacy of the family’s financial information. The high-level solutions we provide are guided by our experience and also encompass the specialized knowledge of Raymond James professionals in financial disciplines such as wealth preservation, tax-efficient wealth transfer, trust services and charitable giving strategies.
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It is all too easy for estate planning to become more of an exercise in reducing or deferring taxes rather than a directive on the mark you want to leave on the world. To avoid having your wishes take a back seat, your estate plan should start with what matters to you most.
Families that have perpetuated their wealth across multiple generations have recognized and embraced the importance of contributing to the financial, human, intellectual and social capital of their families and communities.
Trust services
A trust gives you a greater degree of control over your estate, from mitigating estate taxes to providing detailed distribution instructions. We can navigate the many types of available trusts, helping you select the type that best suits your goals, needs and wishes.
Charitable giving
Through the charitable organizations whose missions you hold dear, you have the capacity to touch many lives. We can help you incorporate charitable giving into your wealth management plan, taking into account tax implications that allow your goodwill to truly make a positive impact.
Raymond James does not provide tax or legal services. Please discuss these matters with the appropriate professional.
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We take a tax-sensitive approach to financial planning and work with you and your other professional advisors – CPAs, tax attorneys – to help minimize the impact of taxes. By developing and implementing strategies designed to lessen or shift current and future tax liabilities, we can improve your prospects for meeting your financial objectives. Tax planning can also play a large role in the amount of wealth you will be able to someday transfer to your heirs.
Raymond James does not provide tax advice. Please discuss these matters with your tax professional.
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Individuals and families with significant wealth may be exposed to risks such as litigation, cybercrimes, identity theft and professional liability. We can work with risk management professionals to assess your situation and implement strategies, such as placing your assets in trusts and other legal entities and making sure you have an adequate level of property and liability insurance.
