OUR NEWS PAGE keeps you informed
Welcome to Fiduciary Insights, our news page that keeps you in touch with issues, trends, events and insights of significance to individuals connected with the retirement plan industry. We have carefully selected these articles from a variety of high-quality sources.
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The 2026 Retirement Confidence Survey from the EBRI and Greenwald Research found that Americans are feeling less confident about retirement as concerns around inflation, debt, healthcare costs, and the future of Social Security continue to grow. Overall, 64% of Americans said they feel confident they will have enough money to live comfortably throughout retirement, marking a noticeable decline from recent years. Worker confidence fell to 61%, while retiree confidence dropped to 73%, the lowest levels reported in nearly a decade.
The findings reinforce the growing importance of retirement plan access, participant education, and ongoing fiduciary oversight as plan sponsors look to support employee financial wellness.
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A recent Morningstar analysis found that a federal Roth auto-IRA program could significantly expand retirement savings access for workers who currently do not have a workplace retirement plan. The study estimates that automatic enrollment could bring more than 32 million new savers into the system over the next decade.
Researchers also projected the program could generate between $635 billion and $938 billion in additional retirement savings, with some of the strongest gains seen among younger and lower-income workers. The findings reinforce the growing impact automatic enrollment and accessible savings programs may have on improving long-term retirement readiness.
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A recent survey found that many younger employees are enrolling in retirement plans without much guidance, often choosing lower contribution rates and lacking a clear understanding of key savings concepts.
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President Trump recently signed an executive order aimed at expanding retirement savings access for millions of Americans who do not currently have employer-sponsored plans.
Please consult a financial, tax or legal professional for further information related to any of these articles.