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  • 101 W Saint John St Suite 207 Spartanburg, SC 29306
  • T 864.764.1789 F 864.764.1793
  • Map and Directions Map and Directions

  • 103 Palm Boulevard Suite 2C Isle of Palms, SC 29451
  • T 843.405.7232 F 864.764.1793
  • Map and Directions Map and Directions

Sustainable investing, an approach that integrates environmental, social and governance (ESG) criteria, is becoming a much sought-after strategy in the financial industry. Whether implemented through socially responsible investing (SRI) screening, ESG integration or impact investing, sustainable investing offers a growing number of options for investors interested in pursuing goals beyond financial growth when building their portfolios.

Incorporating sustainable investing criteria into the investment selection process may result in investment performance deviating from other investment strategies or broad market benchmarks.

  • Through sustainable investing, not only can investors aim to make a positive impact on society and the environment, they can potentially improve the risk/return characteristics of their portfolios by factoring environmental, social and governance (ESG) criteria into their investment decisions.

    Objectives:

    • Encourage positive environmental, social or governance practices
    • Align investments with personal values
    • Potentially improve portfolio risk/return characteristics
     
    Desired Outcomes:
    Whereas conventional investing is focused on risk/return, and philanthropy seeks solely to benefit charities and causes without return or income consideration, sustainable investing looks to accomplish both in varying degrees along a spectrum of possible outcomes.

    Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.

  • While there is a common theme of pursuing a greater purpose, there is much variety within sustainable investment strategies, particularly in how they are implemented. Implementation generally takes the form of one or more of the following approaches:

    Exclusionary screening:

    • Viewed as the original approach to “responsible” investing
    • Also known as socially responsible investing or negative screening
    • Excludes individual companies or entire industries from portfolios if their activities conflict with an investor’s values, such as fossil-fuels, gambling or alcohol
    • Limits investable universe, which could impact diversification

    Integration

    • Combines ESG criteria with traditional financial considerations
    • Gaining momentum as portfolio managers consider ESG themes in their decision-making process
    • Sometimes implemented by identifying and investing in companies that are the best ESG performers within a sector or industry group
    • A study conducted by the CFA Institute cites integration is the most commonly used method1

    Impact investing2

    • Aims to have a social or environmental impact alongside financial return, with a focus on intentionality and measurement of impact
    • Ranges from grant support to private equity; liquidity risk and return target can vary dramatically
    • Most common products are funds invested in private equity and venture capital
    • Accredited investors and funds are the leaders in impact investment by asset level

    Other dimensions

    • Thematic investing – focuses on a specific ESG theme, and structures a portfolio around companies or industries that support that theme
    • Shareholder engagement (activism) – actively engages with a company, directly working with management or exercising shareholder rights to effect change

    1 CFA Institute, “ESG Issues in Investing: Investors Debunk the Myths.” 2015
    2 Global Impact Investing Network, “What You Need to Know About Impact Investing,” https://thegiin.org/impact-investing/need-to-know/#s2

  • The paths to pursuing effective global stewardship and possible growth are coming together in the investor mindset. Sustainable investing, when incorporated into a well-defined, long-term investment plan, can be a powerful tool in addressing global challenges while achieving personal financial goals.

    Investors may consider sustainable investing for a host of reasons:

    • Risk Mitigation: Companies that ignore their social and environmental impacts may face regulatory and governance risks.
    • More conscious approach to investing: Investors may aim for a positive impact or avoid ties to questionable activities.
    • Long-term performance: Companies with a negative reputation or poor business practices may not be sustainable.
    • Align investing with personal or religious views: Investors may not feel comfortable investing in companies whose business practices they view as morally objectionable.
    • Fiduciary duty: Professional asset managers have a responsibility to invest within certain standards that represent their clients’ interests, which would likely make investments in companies with unsustainable practices less appropriate.

Sustainable investing, an approach that integrates environmental, social and governance (ESG) criteria, is becoming a much sought-after strategy in the financial industry.

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Jeter Hrubala Wealth Strategies Jeter Hrubala Wealth Strategies
  • 864.764.1789
  • Jeter Hrubala Wealth Strategies
  • 101 W Saint John St, Suite 207 | Spartanburg, SC 29306
  • F: 864.764.1793
  • Maps and Directions Maps and Directions
  • 843.405.7232
  • Jeter Hrubala Wealth Strategies
  • 103 Palm Boulevard, Suite 2C | Isle of Palms, SC 29451
  • F: 864.764.1793
  • Maps and Directions Maps and Directions

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.

Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

Investment advisory services offered through Raymond James Financial Services Advisors, Inc.. Jeter Hrubala Wealth Strategies is not a registered broker/dealer and is independent of Raymond James Financial Services.

Private Wealth Advisor is a designation awarded by Raymond James to financial advisors who have demonstrated mastery in anticipating and managing the expansive financial needs of high-net-worth individuals, families and organizations.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

© 2025 Securities offered through Raymond James Financial Services, Inc., member FINRA / SIPC    |   Legal Disclosures   |   Privacy, Security & Account Protection   |   Terms of Use

Securities through Raymond James Financial Services, Inc. Member FINRA / SIPC. Investment advisory services offered through Raymond James Financial Services Advisors, Inc. Jeter Hrubala Wealth Strategies is not a registered broker/dealer and is independent of Raymond James Financial Services. Jeter Hrubala Wealth Strategies is located at 101 W Saint John St Ste 20, Spartanburg, SC, 29306‐5167, and you can reach the office at 864‐764‐1789. Any opinions are those of SC Business Review and and Elizabeth (Beth) Hrubala and not necessarily those of Raymond James Financial Services, Inc., or of Raymond James. The information has been obtained from sources considered to be reliable, but Raymond James does not guarantee that the foregoing material is accurate or complete. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Investing involves risk, and you may incur a profit or loss regardless of strategy selected. Neither Raymond James Financial Services nor any Raymond James Financial Advisor renders advice on tax issues, and these matters should be discussed with the appropriate professional. Contributions to a traditional IRA may be tax‐deductible depending on the taxpayer’s income, tax‐filing status, and other factors. Withdrawal of pre‐tax contributions and/or earnings will be subject to ordinary income tax and, if taken prior to age 59 1/2, may be subject to a 10% federal tax penalty.
401(k) plans are long‐term retirement savings vehicles. Withdrawal of pre‐tax contributions and/or earnings will be subject to ordinary income tax and, if taken prior to age 59 1/2, may be subject to a 10% federal tax penalty. Investors should consider, before investing, whether the investor’s or the designated beneficiary’s home state offers any tax or other benefits that are only available for investment in such state’s 529 savings plan. Such benefits include financial aid, scholarship funds, and protection from creditors. As with other investments, there are generally fees and expenses associated with participation in a 529 plan. There is also a risk that these plans may lose money or not perform well enough to cover education costs as anticipated. Most states offer their own 529 programs, which may provide advantages and benefits exclusively for their residents. The tax implications can vary significantly from state to state. Unless certain criteria are met, Roth IRA owners must be 59½ or older and have held the IRA for five years before tax‐free withdrawals are permitted. Additionally, each converted amount may be subject to its own five‐year holding period. Converting a traditional IRA into a Roth IRA has tax implications. Investors should consult a tax advisor before deciding to do a conversion.

Past performance may not be indicative of future results. Investing involves risk and you may incur a profit or loss regardless of strategy selected. The forgoing information has been obtained from sources considered to be reliable, but we do not guarantee that it is accurate or complete, it is not a statement of all available data necessary for making an investment decision, and is does not constitute a recommendation. Any opinions are those of Becca Mathis and not necessarily of Raymond James.