Experience life as our esteemed client

In your initial exploration of Cohen Financial Management, you will discover a decidedly deeper human approach where you will find people you can truly connect with and who genuinely care about you and your family. While money may be all about numbers, we will never treat you like one.

We inherently understand the curious paradigm that having more wealth can sometimes make life more complicated, so we work even harder to make things easier for you. We want you to enjoy the confidence of knowing that not only are your investments being professionally managed, but that you will be well counseled for any financial situation you encounter that requires smart decision-making.

You can count on an experienced team that is committed and capable of giving careful attention to every detail of your financial life, including the things you may not have even considered, all while vigilantly looking out for your financial well-being.

While “the bottom line” is a prevalent term in the world of finance, it has a decidedly different and more intricate meaning here at Cohen Financial Management. Our bottom line and goal are simply this: that your experience as our client exceeds your expectations.

Our approach to personalizing your wealth planning

To develop your plan, we follow a comprehensive process designed to help us develop a true sense of who you are and what you expect, so that we can build a custom strategy to manage and preserve your wealth, and build a legacy. Our well-structured and established process is strategically designed to help us develop a true sense of who you are and what you want to accomplish so that we can then customize a comprehensive plan for moving forward.

Gathering Information, Including Your Goals

To help us understand what’s important to you and what you want to accomplish, we devote a lot of time upfront to learning about you not only as an investor but also as a person or a family. We assemble all information regarding your financial situation, work with you to clearly define your goals, understand your time frame and discuss your tolerance for risk. This is all vital information we need before moving forward.

Establishing and Defining Our Relationship

Based on your goals and needs, we clearly explain the services we will be providing and define both our and your responsibilities. This step also includes a discussion of how we will be compensated and how decisions will be made.

Analyzing and Evaluating Your Financial Status

We analyze this information to assess your current situation and determine what action is required to help meet your goals. This step may include analyzing your assets, liabilities, cash flow, insurance coverage, investments, estate planning and tax strategies.

Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.

Developing and Presenting Financial Plan and Investment Recommendations

We offer financial planning and investment recommendations that can help address your goals, based on our conversations. We review the recommendations with you and help you understand them, so we can make informed decisions. We carefully listen to your questions and concerns and revise our recommendations, as appropriate.

Implementing the Strategy

Once the financial and/or investment plan meets with your approval, we carry out our recommendations, coordinating the process with you and, when appropriate, other professional advisors, such as your business manager, accountant or attorney.

Managing and Review

We will assess the progress toward your goals and review your situation and adjust the plan, if needed, as your life changes. For the first 12 to 24 months, through our conversations on a range of subjects, we will develop a better sense of what concerns or inspires you, and increasingly tailor our plan to you.