Building a financial plan uniquely tailored to you.
A customized financial plan serves as the road map for pursuing and potentially achieving your goals. Since learning about you is so important to us, we take time during our first meeting together to talk about your financial situation, goals and needs.
At this initial meeting, it’s important to bring the people, dreams and documents that may help us understand your overall financial picture and better assist us in developing your plan. Important documents can include investment statements from brokerage firms and mutual fund companies, stocks, IRAs and employer retirement plans. We then follow the process outlined below to identify relevant strategies for moving forward and fully addressing your needs.
How we work with you
First, we build an understanding of your personal goals, current financial situation, investment experience and risk tolerance. We also make you aware of our capabilities and explain the services we offer that can help you meet your objectives.
Next, we analyze what you’ve shared with us in order to design your plan. This step may include collaborating with your other professional advisors such as your accountant and lawyer. We present our recommendations to you, answer your questions, consider alternatives and outline the steps we need to take to implement your plan.
With your approval, we execute your customized strategy using the extensive research and resources available to us through Raymond James. This involves the selection of specific account types, investment products and optional services, and the handling of all necessary paperwork.
Once implemented, we continually monitor the progress of your plan relative to your defined objectives and suggest any changes where needed. We accomplish this by providing ongoing reporting of your account activity and by conducting periodic reviews. A key to this step is your involvement and communication of any significant changes in your life.
We proactively reach out to you several times a year, and conduct reviews with you at least annually whether in person or over the phone. Between these interactions, we encourage you to call us with any questions and share any changes in your personal life.