Making Plans: We'll Do it Together
Smart planning starts with asking the appropriate questions and knowing where to find the answers. We know that reaching your goals requires creating a suitable financial plan – one you’ll stick to when short-term worries and temptations threaten to distract you from your long-term objectives.
You’ll begin the planning process by telling us your goals and your concerns. We’ll put that information to work using the following comprehensive, complementary planning programs:
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Provides you with a plan that considers your assets, expenses and desired retirement income. It specifies savings and provides a cash-flow analysis detailing sources of income during retirement.
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Recommends a diversified investment strategy based on your goals, risk tolerance and investment time horizon.
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Analyzes your current investments, the projected cost of your child’s education and estimates how much you may need to save.
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Assesses the amount of estate taxes you may have to pay, identifies gifting strategies and demonstrates how you and your heirs may benefit from establishing trusts.
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Assesses your tax rate, assumed return and account value; estimates your distribution payouts and the taxes due on them; and projects your account value when payouts begin and end.
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Will help you learn about the potential gains and tax consequences associated with three main exercise options: hold, sell and sell to cover, as well as issues you’ll need to consider before deciding on an exercise strategy.
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Will help you to assess your net worth now and over time.
These financial planning analyses offer a focused system, tailored for you, to be utilized for determining your critical financial needs over time. We’ll help you piece together the parts of your financial puzzle and create a thorough, integrated life plan.
Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
