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Helping You Feel Comfortable About Your Future

Tom and Mary Ann worked hard at their jobs for over 30 years and had always been pretty successful investors. Soon after they retired, volatility returned to the market. They began to wonder if they, too, would become one of the statistics of those who would need to go back to work.

Tough Questions Swirled Around Them

How do we protect ourselves from more market downturns?

Can we afford to keep our money invested?

What do we do about our income, the rates have steadily fallen?

Should we start taking our Social Security early?

What can we do to make sure our income lasts the rest of our lives?

Putting It All Into Perspective

By following our 5 Step Financial Planning Process for Financial Fitness, we will help Tom and Mary Ann answer their disturbing questions and enable them to again become comfortable about their retirement. By performing a cash flow analysis we can help answer the tough question of what type of investment return and withdrawal rate will they need so that they don't run out of money in retirement.

If necessary, we will redesign their investment portfolio with the findings of our cash flow analysis. We will now use our active asset allocation strategy with tactical moves that may help stabilize income, seek growth, and, most important, manage risk. In addition, we can develop a strategy that is designed to provide retirement income.

The Desired Outcome

By doing the tough "What if" financial and investment planning and revisiting their retirement goals and objectives, we can help Tom and Mary Ann renew their confidence and regain clarity about their financial life. Ultimately, they want to avoid the costly mistakes they had been making and return to the comfortable retirement they worked so hard for.

Request a complimentary, complimentary, no-obligation consultation to see how the power of our 5 Step Financial Planning Process for Financial Fitness can help you take control of your financial future. We invite you to call 701-852-3090 or contact us here.

This case study is for illustrative purposes only. Individual cases will vary. Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Prior to making any investment decision, you should consult with your financial advisor about your individual situation.

Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation.