Justin Miller
Insurance Manager, Coquina Private Wealth Branch Professional, RJFSWe recognize that navigating insurance can be daunting for our clients. As Coquina’s insurance manager, Justin interprets insurance plans and provides risk management recommendations to our wealth managers daily. He has three decades of insurance experience which makes his knowledge of the industry indispensable to our team.
Justin brings a calm and controlled disposition to his approach. With clients’ needs front and center, Justin is equipped with the knowledge and experience to tackle the complex and critical thinking needed to deliver detailed insurance information in simple and straightforward terms.
Having a full understanding of client risks, he is well-positioned to support our advisors in crafting comprehensive insurance solutions that are designed to integrate well with a client’s portfolio and estate planning. He assists our clients with life, disability, long-term care and annuity insurance from the application process through servicing existing policies.
Justin graduated from Tulane University with a bachelor’s degree in political science and history. He was born in England, and grew up in New Jersey, California and Florida before settling full-time in Florida after college. Outside the office, Justin is a passionate photographer, birding and wildlife observer and trail walker. An interesting fact about Justin is that he created a beginner photography group in Disney World Orlando that teaches photography techniques.
Raymond James is not affiliated with any organizations mentioned above.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.
Insurance and annuities offered through Raymond James Insurance Group, an affiliate of Raymond James Financial Services, Inc.
These policies have exclusions and/or limitations. The cost and availability of life insurance depend on factors such as age, health and the type and amount of insurance purchased. As with most financial decisions, there are expenses associated with the purchase of life insurance. Policies commonly have mortality and expense charges. In addition if a policy is surrendered prematurely, there may be surrender charges and income tax implications. Guarantees are based on the claims paying ability of the insurance company.
Long Term Care Insurance products may not be suitable for all investors. Surrender charges may apply for early withdrawals and, if made prior to age 59 ½, may be subject to a 10% federal tax penalty in addition to any gains being taxed as ordinary income. Please consult with a licensed financial professional when considering your insurance options. Guarantees are based on the claims paying ability of the insurance company.
